Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
After sorting out my finances recently, and deciding we need to do some drastic cut backs to stay afloat, I've been over at Martins site for a few days when I spotted this link.
How glad I am that I did, I've had a good read through the FAQ's, and my first letter will be handed in with my £10 today. Wish me luck Over the last 6 years, I dread to think what we've been charged by the bank, as we've not been the best at keeping our finances in check
One question I do have though:
In reading through others experience, I noticed one person mention that after all charges are refunded, the individual closed thier account. Was that a voluntary thing or do the bank your claiming against close your account for you Hope not, as I don't think I'd be able to switch account anyway.
Hi there welcome. I am a little ahead of you but claiming over £1200 from BOS for 2 accounts and at the moment have only been offered £340 which i refused. Some people have had their accounts closed but i think that was a few months ago not heard of any recently there is a link which might help
There are always risks with taking on big companies like Banks...they could close the account, and most people set up a parachute account just incase they do!
Natwest and Co-op do good basic accounts if you struggle to find one!
Thanks guys, I'll keep that in mind, good idea about the parachute account
Dropped my letter in on the way to work, and cashier asked if there was a £10 in it, obviously they've had a few recently