Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
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Thread: Flexible Loan

  1. 26th January 2007 12:25 #1
    100%WHU 100%WHU is offline
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    Default Flexible Loan

    Hi everyone, I am new to this. But I would like to claim my charges back. The only thing that is holding me back is that I have a flexible loan with Cahoot, will I be expected to pay this off if I win a claim?

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  2. 26th January 2007 22:13 #2
    davehaley davehaley is offline
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    Default Re: Flexible Loan

    I too have flexible loan and a credit card with cahoot and they have never said I must pay these off and I am on the virge of getting the money paid into mu current account.

    Cahoot
    Prelim sent 2nd Aug 2006 - usual "if your not happy then sod off" reply.
    LBA sent 25th Aug 2006 - another "if your not happy then sod off" and an offer to refund £130, accepted as partial settlement, used to pay for MCOL
    MCOL filed on 15th Sept 2006.
    Acknoledged 26th Sept 2006
    Defended 12th Oct 2006 in a letter to me but not to the courts
    Started judgement by default on 30th Oct 2006

    Barclaycard
    Citibank
    Halifax sent S.A.R - (Subject Access Request) on 09/10/06 nothing back yet
    Capital one
    etc..........watch out here I come.
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  3. 27th January 2007 21:43 #3
    100%WHU 100%WHU is offline
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    Default Re: Flexible Loan

    Thanks Dave Haley, now I can go ahead with more confidence

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE