Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi everyone, I think I was lucky coming across this site. I received letters and calls from first credit management limited saying they would send a doorstep agent and legal action against me.
What should I do, Is there a logical sequence I could follow?
Thanks,
Any help will really comfort me, its been stopping me sleeping for days now.
There is a letter in the Bank Templates section - Harrassment by Telephone : response letter.
This will deal with the 'phone calls, but also add the following :
Please note that I am only prepared to communicate with you in writing. Should it be your intention to arrange a “doorstep call”, please remember that there is only an implied license under English Common Law for certain people to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.).
Please therefore take note that, I revoke license under English Common Law for you, or your representatives to visit me at my property and if you do so without my permission, you will then be liable to damages for a tort of trespass. You would also be conspiring in a trespass if you sent someone to visit me nevertheless.
Send it by recorded delivery and keep a copy.
What are they chasing you for and how old is the debt ?
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I AM NO LONGER AN ACTIVE MEMBER OF THIS FORUM AND WILL ONLY RESPOND TO POSTS ON SUBSCRIBED THREADS.