Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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Thread: Good News

  1. 25th January 2007 11:15 #1
    kath morris kath morris is offline
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    Default Good News

    I won!!!! My God can't belive it I collected the post this morning & had a letter from Natwesticon. They have offered to pay me in full. WOW I only sent the letter on the 15th of Jan. Thank you all so much I couldnt have done it with out you all on this site I am telling everyone I know to do it.

    so Chuffed I can now Take my kids on a well earned holidayicon. Im recovering from breast cancer so need this thank you all from the bottom of my heart & keep up the good work.

    kath xxxxxxxxxxxxx

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  2. 25th January 2007 11:20 #2
    ladybird17 ladybird17 is offline
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    Default Re: Good News

    Wow - well done!! That was really quick - perhaps they are getting so many people writing in - and having to pay out however long they keep stalling - they have decided to face the inevitable (though I suspect I may be a little optmistic here). CONRATS!!

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  3. 25th January 2007 11:21 #3
    Bookworm Bookworm is offline
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    Default Re: Good News

    Fantastic news!!!

    How much was it for?

    Please don't forget to fill in the survey to encourage others, and if you can, remember this site relies on donations to survive.

    Hope you enjoy the holidayicon, sounds like you deserve it.

    Apologies to people who I was in the process of helping, I may be gone some time.
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  4. 25th January 2007 12:11 #4
    angela1606 angela1606 is offline
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    Default Re: Good News

    well done congrats

    WHEN THE WORLD GETS IN MY FACE I SAY HAVE A NICE DAY

    MY SUCCESSESS
    HSBC £5,735.35
    MUM IN LAW £2112.00 WIN FROM HALIFAX :grin:
    MUM £3580.00 WIN FROM NatWest :grin:
    AUNTIE 2 NATWEST WINS £1865.00 AND £2541.00
    EQUITA BAILIFFS £293.00 REFUND :grin:
    MBNA £871.16 WON WITH CI AT 24.49%
    WELCOME FINANCE CHARGES £600 APPROX didnt even need letter lol
    CAP ONE WON WITH CI AT 29.9% £994.26

    CLAIMS ON THE GO AT MO
    mbna ppi
    NatWest cc at mcol (ppi next)
    welcome ppi
    first response charges

    IF I HAVE HELPED IN ANY WAY HIT THE SCALES IN BOTTOM LEFT CORNER THANK YOU
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  5. 25th January 2007 13:03 #5
    petrafyde petrafyde is offline
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    Default Re: Good News

    Congratulations, just wondering - was this without the disclosure request thing?

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  6. 25th January 2007 15:31 #6
    Don4071 Don4071 is offline
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    Default Re: Good News

    Fab news well done

    NatWest
    Data Protection Act Letter - 06/08/2006
    Statements rec'd 14/9/2006
    Preliminary Letter sent - 27/9/06
    LBA - 18/10/06
    Claim with Court - 31/10/2006
    Got until 14/11/06 to acknowledge.
    7/11/06 Received ltr offering full settlement minus
    interest + court costs
    12/11/06 - Rejection sent
    17/11/6006 - Natwest Acknowledged
    4/12/06 - Rec'd Natwest Def (Cobbetts)
    5/1206 - Rec'd partial offer (Cobbetts)
    THE WOOLWICH
    Data Protection Act Letter - 06/08/2006
    List of charges rec'd - 04/9/2006
    Prelimary Letter sent - 06/09/2006
    Response - 'fully investigating' - 11/09/2006
    Claim with Court - 20/10/06
    Acknowledged - 20/10/2006
    Defence by 17/11/2006
    AQ to be returned - 11/12/2006
    Court Date - 14/02/2007
    **SETTLED IN FULL**
    CAPITAL ONE
    **SETTLED IN FULL** 3/11/06
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  7. 25th January 2007 18:40 #7
    NATTIE
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    Default Re: Good News

    Congratulations!!

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  8. 25th January 2007 21:15 #8
    miziko miziko is offline
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    Default Re: Good News

    Well done Kath, i am really glad for you!^_^
    Im very new to this forum, could you please give me some advise what is the first step to take? Could you please show me the first letter? :o MAny thanks! xx

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  9. 25th January 2007 21:24 #9
    kerriegeorge kerriegeorge is offline
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    Default Re: Good News

    miz u need to read the faqs where u will find the step by step guide. there is very little room for erroe so u need to understand the process before u start. briefly u start by sending an SARicon. this can be found in the templates libraryicon. Natwest then have 40 days to send u your statements. once rec'd u enter details of charges onto a spreadsheet also found in templates library. u then enter the amount of charges (not the 8%interest)and your own details into the templated preliminary letter and post to customer relations. they have 14 days to reply. after 14 days wether they have replied or not u send the templated lbaicon once u have entered your own details. again they have 14 days. they will tell u to get stuffed. u then go to moneyclaim online and file your claim this time with the 8% interest added on from the spreadsheets - read the faqs for more advice / details x

    NatWest (CLAIM 1) - £2181.24 SETTLED IN FULL
    VIRGIN MBNA - £377 SETTLED IN FULL + INTEREST
    NATWEST (CLAIM 2) - £1008.30 - SETTLED IN FULL

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  10. 26th January 2007 00:32 #10
    kath morris kath morris is offline
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    Default Re: Good News

    Hi All I had to do the Subject access requesticon first got my 6 yearsicon worth of statements that took longer than the settlement hope that helps petrafyde. Miz If you go to the welcome forum and where kerriegeorge said you will find the templates for all the letters you will need. I went into my branch to ask for my statements had to pay the DPA fee & you go from there.
    Bookworm I am aware that the site relies on donations & have filled the survey as you said & trust me I will be making a donationicon after all couldn't have done it with out the help from you all I am about to send an email to all my friends with a link to the pages here. That is the ones I have not told yet kath good luck to you all I will be back xxxxxxxxxxxxxxxx

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  11. 26th January 2007 10:33 #11
    egough egough is offline
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    Default Re: Good News

    Hi Kath, great to hear that you have won - CONGRATS!!!! At what stage did Natwesticon payout and was it a big amount (just approx). Thanks

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