Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I'm just in the process of getting my statements together and working out the amount i've been charged on my A&L current account - so far i think it will be around £300 over the last 2 or so years.
I'm preparing for the fact they'll probably close my account - which is not really a problem, but i also have a £15000 loan over 5 years with them (been running for about 9 months and no missed payments or anything) - Could they make me repay that too?? Don't know if anyone has any experience with this.
Also i have 2 current accounts with them - 1 in just my name, and a joint account one with my husband - can i claim back charges on both accounts in the same claim.
As far as I am aware seperate accounts require seperate claims. Not sure about the loan, loans are not attached to accounts like overdrafts are so I dont see how they could have grounds to demand immediate payment but dont take my word for this!
Would A&L want loan reapid too?
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