Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Ok, so we all know that banks stall, send other peoples personal information to other customers, have been acting unlawfully for years, have no respect for their customers, etc...etc...
Now the banks are claiming that the end of 'Free Banking' is coming if they are no longer 'allowed' to make these charges, should the choice of how employees are paid be given back to the employee rather than be forced to take a paid 'service'? - the service being allowing the bank to have your money to earn more money from.
So, if there was a change in the law that enabled employees to choose how they were paid, which way would you decide upon?
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Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.
Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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Hello Dave, i have just voted for cash,nice and simple.
After the bank action/claims have taken place.If i tell my employer that i no longer have a bank account and i am unable to get one(not true) would they be forced to change the way they pay me in future?
I much prefer handling cash myself, so it was a blessing in disguise when I had to switch to a Basic bank account some time back, but as far as a company issuing wages is concerned, I would not like to see a return to the days of large cash deliveries in secure vans in order to pay staff - it's costly and open to other obvious dangers.
Not such a problem for very small firms, but mid or large sized ones would be met with much larger operating costs.
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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
[COLOR=olive][SIZE=1]If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.
Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.
Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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Yes, but this time by people who we might struggle to take to court!!
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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
...aaahhh...but you mention elsewhere that they would be honest thieves, and at least they don't pretend that they aren't stealing your money...unlike some other professions who claim it is all our own fault...
Alecto, Magaera et Tisiphone: Nemesis on Earth is come.
All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Seriously, I would rather keep it in a shoebox - obviously my youngest daughters shoebox - I don't earn the sort of money that would fill a 'man-size' shoebox!!
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Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.
Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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Seriously, I would rather keep it in a shoebox - obviously my youngest daughters shoebox - I don't earn the sort of money that would fill a 'man-size' shoebox!!
...and Dave adds himself to the list of people who are NOT funny...(groan!!!)
Alecto, Magaera et Tisiphone: Nemesis on Earth is come.
All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
The banks are trying to woo people with the amount of interest they can earn on their account/savings.
Most people i know cant afford to save and i probably earn pence in a year interest.
The only time my money stays in the bank is when i loose my cashcard.
You realise the value of money when you get your wages in cash, and if feels worse when you buy something with cash as you have to hand over the notes instead of just paying by card...
I never use my Bank account anymore, and everything gets paid into my OH account, so I always use cash now, and its made a big difference!
Alecto, Magaera et Tisiphone: Nemesis on Earth is come.
All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
As in 'I want all the lupins you got!' Term for cash in Monty Python's Flying Circus
I remember - but I had forgotten all about that form of currency...
Alecto, Magaera et Tisiphone: Nemesis on Earth is come.
All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Lupins are far more reliable than banks that's for sure
...and paradoxically they are less seedy too...
Alecto, Magaera et Tisiphone: Nemesis on Earth is come.
All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
First LOL of the day!! (And I'm in class right now)..
In class? Ah, I forgot, you do teachery stuff...have fun with the little darlings
Alecto, Magaera et Tisiphone: Nemesis on Earth is come.
All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Who would NOT use a bank given the choice?
' is coming if they are no longer 'allowed' to make these charges, should the choice of how employees are paid be given back to the employee rather than be forced to take a paid 'service'? - the service being allowing the bank to have your money to earn more money from.
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Originally Posted by dave
