Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 23rd January 2007 13:44 #1
    heyheymymy heyheymymy is offline
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    Default What Happens If...

    A friend of mine (I know that sounds like it's me trying to deflect the attention away from myself, but it really is a friend!) made a claim for his charges and won. However, he returned the form, signed, agreeing that he would make no further claims of this nature (completely by accident). He's since been penalised with further charges and is thinking of trying to reclaim them again. Is it a waste of time if he has already signed agreeing to make no further claims?

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  2. 23rd January 2007 15:49 #2
    smithsu01 smithsu01 is offline
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    Default Re: What Happens If...

    I'd get 'your friend' to check the wording - I've just had mine through and it says
    "Any charges that properly accrue in the future .......Should you be unwilling to accept these charges, then we may need to consider if we are prepared to continue to provide you with existing banking facilities. Instead we may offer a simple account...."

    Which to me doesn't sound like I'm commiting to anything by signing it, just that if I try this again they may close my account! In fact the actual form I'm sending back just says "I accept your offer in Full and finalicon settlement of my complaint" which doesn't mean I can't lodge another one at a later time!

    Just my opinion but I'm sure I've seen similar in another thread!

    RBoS - claiming charges of £3868
    17/1/07 - Offer for full amount!! WON!!
    3/1/07 - LBA Deadline - reminder e-mail sent
    16/12/06 - LBA Sent
    27/11/06 - Prelim Letter Sent - no reply at all
    17/11/06 - Statements received
    12/10/06 - S.A.R - (Subject Access Request) Sent
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  3. 23rd January 2007 16:17 #3
    HydraUK HydraUK is offline
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    Default Re: What Happens If...

    As I understand it, it doesn't matter if you sign to say you wan't claim again as the document wouldn't be worth the paper it was typed on....

    You cannot be made to sign away your legal rights.

    Please put me right if you know better.

    Hydra vs RBoS
    http://www.consumeractiongroup.co.uk...hydra-rbs.html


    ***WON***
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE