Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Default Morris vs Natwest **WON**

    Urgent Help Needed

    Dear All

    I was wondering if anyone could give me some advice. I'm trying to claim back charges from Natwesticon as I did successfully from Halifaxicon. I've got as far as issuing the court stuff, and they had until yesterday to enter a defenceicon. All was looking good, but now the buggers have entered a defence at the last minute. What do I do now? I would be really greatful for any suggestions

    Thanks

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  2. #2
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    Default Re: Morris Vs Natwest

    afraid its just a waiting game now you will recieve their defence and prob then the allocation questionaire good luck


  3. #3
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    Default Morris vs Natwest

    ok - I've now written the letter back to Cobbetts telling them that I don't have to provide any further information, and I've now received the questionnaire from the court. I'm going to complete it and pay my £100 (due because the claim is over £1500).

    I was just wondering if anyone else has got this far and actually gone to court? What is likely to happen? I presume that I will win, but what a load of hassle. I went after Halifaxicon for £3300 and got it back by just sending the court stuff.

    Any feedback would be most welcome


  4. #4
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    Default morris vs Natwest

    Just thought I'd post a little update, and ask for some more suggestions

    I've had another letter from Cobbetts after sending them a letter telling them that I didn't have to give them anymore info, saying that Natwesticon are willing to up their offer to me to £850. Their letter also says that I have basically no chance in winning if we actually go to court. I'm thinking if that is the case, why are they offering me more money? Has anybody else had the same?

    I would be grateful if any of you could give me your opinions/advice. I've had a quick look at the other postings, and I can't see anyone else that has this problem.

    Ta

    Laura x


  5. #5
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    Default Re: morris vs Natwest

    this is standard to yet again frighten you into going any further keep it up can smell the money lol

    WHEN THE WORLD GETS IN MY FACE I SAY HAVE A NICE DAY

    MY SUCCESSESS
    HSBC £5,735.35
    MUM IN LAW £2112.00 WIN FROM HALIFAX :grin:
    MUM £3580.00 WIN FROM NatWest :grin:
    AUNTIE 2 NATWEST WINS £1865.00 AND £2541.00
    EQUITA BAILIFFS £293.00 REFUND :grin:
    MBNA £871.16 WON WITH CI AT 24.49%
    WELCOME FINANCE CHARGES £600 APPROX didnt even need letter lol
    CAP ONE WON WITH CI AT 29.9% £994.26

    CLAIMS ON THE GO AT MO
    mbna ppi
    NatWest cc at mcol (ppi next)
    welcome ppi
    first response charges

    IF I HAVE HELPED IN ANY WAY HIT THE SCALES IN BOTTOM LEFT CORNER THANK YOU

  6. #6
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    Default Morris vs Natwest

    Hello - Can anyone please give me some advice!

    I'm trying to claim back around £2K from Natwesticon and have got up to the court stage. I have paid my £100 to complete the court questionnaire, and I have been sent a copy of the questionnaire that Natwest completed - They did not pay thier £100 and said that they had requested information that I had not provided. I pressujme they mean the CR18 (or whatever it's called). At the time they requested that info, I sent the template letter back stating that as it was going to be dealt with in the small claims court I didn't need to give them anything else.

    I have since had a letter from the court saying that my claim has been deferred until April.

    IS THIS SUPPOSED TO HAPPEN? I'm getting a tad worried

    Thankx


  7. #7
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    Default Re: Morris vs Natwest

    Quote Originally Posted by Lauragary View Post
    Hello - Can anyone please give me some advice!

    I'm trying to claim back around £2K from Natwesticon and have got up to the court stage. I have paid my £100 to complete the court questionnaire, and I have been sent a copy of the questionnaire that Natwest completed - They did not pay thier £100 and said that they had requested information that I had not provided. I pressujme they mean the CR18 (or whatever it's called). At the time they requested that info, I sent the template letter back stating that as it was going to be dealt with in the small claims court I didn't need to give them anything else.

    I have since had a letter from the court saying that my claim has been deferred until April.

    IS THIS SUPPOSED TO HAPPEN? I'm getting a tad worried

    Thankx
    Can you post the details of the court order please also stick to one thread.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  8. #8
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    Default Re: Morris vs Natwest

    I have merged your 4 threads into this one .Please do not start a new threadicon for each update or question as you will recieve a much more informed answer if people can see at a glance what you have done so far
    Janet


    When you want to fool the world, tell the truth.

    Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any
    doubts.

  9. #9
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    Default Re: Morris vs Natwest

    I've just spoken to Southend county courticon, and NW have paid the fee for their questionnaire!! It is the judge who has requested that the claim is stayed until the 5th April. - IS THIS NORMAL?


  10. #10
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    Default Re: Morris vs Natwest

    Quote Originally Posted by Lauragary View Post
    I've just spoken to Southend county courticon, and NW have paid the fee for their questionnaire!! It is the judge who has requested that the claim is stayed until the 5th April. - IS THIS NORMAL?
    Ok you can ask for the stay to be removed you need to write to the court. I would try firstly contacting Cobbets and informing them you are going to ask for the stay to be removed, they may offer you a settlement.

    http://www.consumeractiongroup.co.uk...oval-stay.html






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  11. #11
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    Default Re: Morris vs Natwest

    ***UPDATE***

    I've finally won!!!! Yesterday, I arrived home from work to find a cheque for £1907. The full amount I asked for. I had to take them all the way to court, and my court date was scheduled for the end of June. I thought I was going to have to wait until then. A word of advice to all you unsure people - Keep going with it! I was starting to doubt it was going to work but I did it


    PS. I also won £3300 back from the Halifaxicon - they were a hell of a lot easier to go against - They paid out on the 2nd letter


  12. #12
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    Default Re: Morris vs Natwest

    Hi lauragary........... CONGRATULATIONS!!!!!..... ...... enjoy every penny your win!! xx


  13. #13
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    Default Re: Morris vs Natwest

    Yey! Well done for sticking at it - don't forget to give these nice chaps at CAGicon a donationicon tho - it looks like they've helped you out quite a bit along the way


  14. #14
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    Default Re: Morris vs Natwest

    congratulations!!


  15. #15
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    Default Re: Morris vs Natwest

    Congartulations Laura.

    Steven

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  16. #16
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    Default Re: Morris vs Natwest




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