Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hello people,
Ive spent the last couple of days reading stuff on here, found it very inspiring but also confusing. I seem to be going round in circles trying to find templates of letters etc.
Do I buy the package for this?
Is there a standard letter for asking for all bank charges to date?
Sorry to sound an idiot but once I grasp it things will be ok
hello T4ff,
Thanks for responding so far, Ive spent a long time on here and things are beginning to come clearer. Its hard to believe that I may actually get something back from the bank. Lets see.
On the SAR do i ask for past 6 years or just send letter as it is word for word?
hello T4ff,
Thanks for responding so far, Ive spent a long time on here and things are beginning to come clearer. Its hard to believe that I may actually get something back from the bank. Lets see.
On the S.A.R - (Subject access request) do i ask for past 6 years or just send letter as it is word for word?
Just send the letter as it reads, as above the guide should explain it all to you. If you read it thoroughly it should answer a lot of your questions!
If my post has been useful, tip my scales and let me know
I'm guessing by what I've read on here that it depends on whether it goes to court or not. You're not allowed to ask for interest at the start, but if it goes to court, you may be allowed that as part of the settlement when the case is found in your favour.
I'm in the horrible position of knowing my statements are at home, but I can't start adding up my charges until mid feb as I'm on the other side of the pond right now. FRUSTRATING!!! :-|
Well that really does depend on what interest he is referring to........
If it is overdraft interest (or contractual interest I think, but not sure), then this is claimed at prelim stage. The 8% statutory interest is added at court stage as you say.
There is a difference
Apples, I would advise you start your own thread Apples vs RBS and ask your questions there. Scuse the hijack beardy....
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Ive been stung,time to sting back
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Originally Posted by abeardedman
