Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Well the lba came and went. Finally last week I found the money to take Natwest to court. The claim came to £1010 which included the interest and also a further £100 in charges which had been added to the account since the prelim was sent.
I received an offer letter today for the full amount of the prelim, which I am more than happy to accept as it is all that we claiming at the time we started this.
Am I able to accept this offer but ask them for the other charges that have been taken out since 22nd jan?
Also, i know I need to go on the court site and advise them that an offer has been made, but how do I go about getting the £120 court fees back? Do I just put that in the acceptance letter that i would like remaining charges refunded and the court fees back?
"Thank for your recent letter and offer of £836.00, the contents of which have been noted and considered.
You will be aware by now that prior to your offer, I commenced legal proceedings to reclaim these charges as you had not responded to my first two letters within the given time.
The claim that has been issued to the court includes further charges that have been added to the account since 22nd January 2007 and interest that would be awarded should the matter get to the Court. There is now also the matter of £120 Court costs which I have incurred. The total claim is now £1,130.22.
I would be grateful if you would include these added charges and the court fees in your offer as these will be awarded to me should you not respond within the next 28 days.
I look forward to receiving your revised offer within 14 days.
Sounds pretty good to me. You have submitted your claim through the courts and therefore rightfully due to be refunded these fees on top of the offer. I can't see any reason why they should'nt revise their offer to avoid incurring further costs.
Congratulations charlieuk! Please can someone point me in the right direction of the letter templates library, being really thick and cant believe i cant find it. Ready to do MCOL now, heard nothing from previous 2 letters. Jetspark