Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
RBS have responded very quickly and efficiently to my SAR. I have clocked up my charges and I'm surprised to finf they total just over £2000. I have included their interest rate of 17.85%. Could someone clarify if we can claim the maintenance fee back, I have some charges of just £5 but they mount up and it was my £5 in the first place.
If you are referring to the account charge i.e for a royalties account etc then you cannot claim them back as you signed to agree to that specific amount to handle your account and have the 'benefits'.
Hope this clarifies things
Maxibon
Gonna take them for all I can and enjoy every second!
RBS Account 1- S.A.R - (Subject Access Request) sent 20/12/2006
RBS Account 2 - S.A.R - (Subject Access Request) sent 20/12/2006
RBS Ac1- recvd S.A.R - (Subject Access Request) 28/12/2006
Statements recvd Account 1 on 05/01/07
LBA issued for Account 1 on 06/01/07
7 days grace being given till 09/02/07
Still no Response to S.A.R - (Subject Access Request) on Acc 2
Breach on acc 2 DPA request
N1 filed acc 2 28/02/07
Acknowledged 16/03/07
Defense submitted 30/03/07
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Getting their acts together
have responded very quickly and efficiently to my SAR
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