Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
HiThis is my first time.I have written to The Woolwich claiming back charges for the past six years totalling £6652.00.The Woolwich have responded by offering me a without predjudice offer of £1000.00.I have replied to them informing them that this offer was unacceptable.They replied that the offer would not be increased, so I responded with the threat of court action.The Woolwich have invited me to take them to court if I do not want to accept their offer.My claim does not include interest.Can anyone advise me, because my claim is for more than £5000.00 it is too large for the small claims court. How should I tackle this?Any advice would be greatly appreciated.Many thanks Nodoff
I note that all my replys from The Woolwich now come from Barclays.So who do I claim my charges back from in court?
Over £5000 is fast track, but is nothing to be feared. Yes, you would be liable to up to £750 costs if you lost, but there is Standard Disclosure, which mean the bank would have to produce a Breakdown of their costs, something they refuse to do, so tend to settle faster.
HiJust an update.I have sent papers to the court claiming a total of £8944.00 incl interest plus court fees.As the papers have just been handed in to the court it is early days for this part of the action.Will update when I have more info.nodoff
Woolwich N1 issued 15.01.07 £11k
Acknowledged 01.02.07
Defence Filed 15.02.07
AQ Filed 21.02.07
AQ Deadline 05.03.07
Woolwich AQ late, given till 16.03.07
29.03.07, Judgement rec, woolwich to pay up by 10.04.07
Money received 16.04.07
Nationwide MCOL issued 22.01.07 £1k
Settled in full 05.02.07
Account being closed
Appeared on Watchdog 20.02.07
Abbey Issue MCOL £5k 24.01.07
Defence Filed 21.02.07
29.03.07, AQ hearing set for 20.04.07 with other like cases.
11.04.07, Full settlement letter received for £5,769.12
OK, so today I have received their defence and my aq.
I have downloaded the site info, and I am ready to go.
Has anyone any further idea's to add to this.
eg wording to use to refer my judge to the directions hearing last week or any other cases that the judges have taken their own lineas in KAZZAW's nice little direction from her judge?
All contributions greatly received.
Woolwich N1 issued 15.01.07 £11k
Acknowledged 01.02.07
Defence Filed 15.02.07
AQ Filed 21.02.07
AQ Deadline 05.03.07
Woolwich AQ late, given till 16.03.07
29.03.07, Judgement rec, woolwich to pay up by 10.04.07
Money received 16.04.07
Nationwide MCOL issued 22.01.07 £1k
Settled in full 05.02.07
Account being closed
Appeared on Watchdog 20.02.07
Abbey Issue MCOL £5k 24.01.07
Defence Filed 21.02.07
29.03.07, AQ hearing set for 20.04.07 with other like cases.
11.04.07, Full settlement letter received for £5,769.12
Barclays t/a The Woolwich have now entered a defence and I have returned to the court my questionaire. This had to be returned by the 30th March 07.
Just waiting for a court hearing date or contact from Woolwich.
Nodoff
The Woolwich are stating that it is in my account terms and conditions that these charges would be applied and therefore they believe that the charges are legitimate.
An interesting point is that in 1999 The Woolwich charged £5.00 to bounce cheques and direct debits and that jumped overnight to £27.00.
hi, i recently found out my grandad put £50 in a woolwich account for me when i was born, and now im old enought to withdraw the money! tho i doubt anyones been adding to it haha. But ive been googling trying to work out how i do this, an it seems impossible!
how can i get my money out?
can anyone help?