Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Yes you can, I have recently received a cheque for the sum of £317 from RBS Credit Card
Write to them and ask for a statement of charges for the past 6 years (Data Subject access request) will probably cost you £10.00. when you have these go through and identify charges etc.
write back to them using the template letters and hopefully they will be kind to you and send you a cheque after a couple of letters defending themselves.