has anyone got any thoughts on the above? i'm sure we have taken the cover out and seen it on our statements, but has anyone successfully claimed on their cover?

i only ask as i asked MBNAicon for disclosure as to the cover which they havent replied to. Although i am on reduced payment plan, up until the month it was agreed i used to pay for the cover, although i stupidily didnt know what it covered, hence my request to MBNA. one would have thought that it protected monthly payments, but in my case it didnt.

im at the filling in of the N1 stage, and im asking the courts to order disclosure into how the cover works, whether it was missoldicon etc and if so give me my money back.

just wondered on other people's thoughts......

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