Thread: Barclays the Locust Years***WON***

I thought poor financial management and bad luck had got me into debt. Claiming back my bank charges has shown me that without those bank charges, I would have scrapped through the period of bad luck.

I am counting down the 14 days(2nd February) from delivery of claim to Barclays. Doing it was fairly straight forward as we had every single one of those bank statements!

I must admit that finding you guys here gave me the courage to do it. I have been talking about sorting this claim for 6 weeks. One day on this site and it's all done! You are all inspirational.

Similar Threads:

• blinking_idiot v Barclays - charges over 6 years old
• Charbydis bs Barclays 2 Claiming beyond 6 years
• Chorlton vs Barclays - Round 2 - 6 more years
• Barclays Charges over 5 years

Help!! lba went in general 1st class post and not recorded delivery. Do I need to send copy recorded delivery?

Reply anyone? I guess I should do recorded delivery copy on Monday!!!

Please find below details of my POC. I would like to submit today. Any advice please?


The Claimant has an account 60143618 with
the Defendant, opened June 2000 2. Since
05/10/01 the Defendant debited charges and
interest in respect of purported breaches of
contract. 3. Defendant is aware of all
details as a list of charges has already
been supplied. Another copy will be sent. 4.
Claimant contends: (a) The charges exceed
the Defendant's losses caused by the
breaches; (b) The Term permitting the
Defendant to levy such charges is
unenforceable under the Unfair Terms in
Consumer Contracts Regulations 1999, Unfair
Contract Terms Act 1977 and at Common Law.
5. Claimant claims: (a) return of the
amounts debited of 3018.89; (b) Interest per
S.69 County Courts Act 1984 of 8% - £111.84
[enter interest total at date of claim]
continuing at 8% until judgment or
settlement at a daily rate of £0.69; 6.
Alternatively, if the charges are a fee for
a service, then they must be reasonable
under S.15 of the Supply of Goods and
Services Act 1982. 7. Costs allowed by the
Court.

..

Thats fine.You have left some instuctions in brackets though [enter interest total at date of claim]

Thank you.

Barclays have till Monday to acknowledge my claim. Is anybody near me in the queue? What have they been like since the Indy campaign and their profits hit the headlines?

Lovely. Will keep watching for your posts.

Barclays acknowledged my claim. I realise that I did not ask for the default removal even though I did in the lba. Is it too late to amend? The default removal is important to me as the amount of my claim is more than the deafult amount. At what stage can I amend the claim?

Barclays did not defend. I asked for Default Judgement on MCOL on Tuesday. What happens now!! Help please!!

Court date of 9th July. Leave them for a couple of weeks before calling? What is the settlement tinetable like at the moment?

Hi Matatemi,

Well done getting this far, your nearly there now. I rang one week before 'Court Bundle's' were due, and they paid up the following week. Thanks to a tip from Michael Browne. I made my introduction by email and then phoned the following day, in my email I made sure they had an up-to date list of charges. See here :- http://www.consumeractiongroup.co.uk...st-755206.html all the contact details are there.

Good luck with the 'End Game'

Lex

Barclays have made an offer for settlement. I will confirm once the funds are in my account.

Thank you all. donation to follow.

Great news mamatemi, seems to have been pretty straight forward

It has been pretty straight forward, I just followed the great advice on this site. It has also been a bit sobering to realise the number of lives that have been blighted by the finance sector preying on our collective ignorance of the laws that govern our relationships with financial institutions. They seem to be living the maxim 'greed is good' to the hilt. Sorry, I am having a glass or three to celibrate the end of letter writing and claim filing with one party. 20 to go!!!!