Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi
I started the process with Barclaycard back in August, when the first letter was sent, 2nd letter was sent in September. At the same time I was progressing with my Barclays claim, which I have now subsequently won so the Barclaycard claim was put on the back burner until now. I would like to know if I should now go straight to the Moneyclaim stage, even after four months or should I re-send the first two letters again.
I would just send them a letter stating that you have sent two letters (give dates went letters were sent) and that you are still seeking to recover these charges then give them 14 days to reply, depending upon they reply (or not) then go for the N1 issue.
But i am sure there are people on here who could tell me if this is wrong, it is just that you have then shown how you have been willing to try and solve this issue without going to court.
Hope this helps, good luck
Datxman v Lloyds TSB 2006 ** WON** 27/2/2006 With no conditions Datxman v Capital One 2006
S.A.R - (Subject Access Request) letter sent - July 2006
Non-compliance letter sent - 11/09/2006
enforcement letter sent - 11/09/2006
Statements finally received - 27/09/06
Prelim Letter - sent 28/09/06 - £540
Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds Datxman v Barclaycard 2006 Won no conditions