Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hello
I have just started to calculate my charges in a claim against the Woolwich. Can anyone tell me if I am also able to claim back "Unauthorised overdraftadmin Charges" or is it just specific charges for unpaid DD's etc? Thanks for your help in advance.
Hello everyone,
Just drafted my first letter to reclaim over £800 of charges from Abbey. After showing my mum this website, she took on Abbey and came away with £300 so I know it can be done!
Thanks for your response...having sat down and started to calculate what they owe me I am stunned and I do intend to get it all back!!! not going to be a victim any more
hi everyone i am on my third letter stage to Halifax it has gone to the customer complaints and they said they have till 9th febuary to reply i am claiming back £1825.00 i got a feeling they are still not going to back down and it looks like i will end up getting a small claims pack, has anyone got this far and have they been paid back charges
Hi Tony,
Yes lots have gone the same distance the banks try to put you off by stalling. Keep at them they will make an offer soon probally not for the full amount say you will only accept it as part payment of monies owed then they will pay up.
as long as you have all your papers in order you wont lose. Keep at them the only losers at the moment are the banks. Plus they pay court costs as well.