Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    chorlton1 Novitiate chorlton1 Novitiate chorlton1's Avatar

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    Default Conversation with Head of Data Protection at BCard

    Other than a helpful chat about my SARicon which Barclaycard have being pretty useless in complying with, a couple of interesting comments came up when I had a conversation with Adrian Whalley, Head of Barclaycard Data Protection yesterday:
    1) In November he had 1 member of staff working for him.
    2) Since various TV and newspaper progs/articles the team has been increased to 4 people with more to come.
    3) they have had over 1000 requests in last month or so for SARicon's (Go CAGicon members!!!).
    4) He assumed that my request was to claim back charges - clearly they are under no illusions any more about why people are writing to them.
    5) He said when I got my SAR response back I would be able to claim for the amount of charges OVER £12........
    6) I thanked him for his opinion but suggested the OFT had not said charges of £12 or below were lawful, and that they still had to justify them, and that I would be claiming for all teh unlawful charges levied - he did not defend the £12.

    He is actually a nice bloke and clearly under the cosh and I do have some sympathy as he clearly neither sets teh charging policy, nor enforces it, nor has any responsibility for refunds - I didnt get a number for him but I was put through from the usual customer service number.

    He confirmed the address to send SAR requests to is:

    Data Protection Team
    (you could make them c/o Adrian Whalley)
    Barclaycard PLC
    1234 Pavilion Drive
    Northampton
    NN4 7SG

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    Amex * 2 *** WON *** Settled
    Marbles ****WON*** In full settlement
    Capital 1 ***WON*** In full settlement
    MBNA ***WON**** In full settlement
    Barclaycard ***WON*** In full settlement
    Barclays Bank - ***WON*** In full settlement
    Abbey ***WON*** In full settlement
    Abbey (Mrs Chorlton) ***WON*** In full settlement
    Abbey (Mr and Mrs C) - MCOL submitted 16/5/07

  2. #2
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    Default Re: Conversation with Head of Data Protection at BCard

    I wonder if that figure of 1000 SARs is in addition to the number of orders from the Information Commissioner to comply with the outstanding SARs that they attempted to dodge under their microfish red herring...

    I have no doubt he's a nice bloke, arent we all- but they are the ones who have been screwing us for decades.


  3. #3
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    Default Re: Conversation with Head of Data Protection at BCard

    Well my 40 days for SARicon runs out on Monday and not a thing has been sent yet.

    Next letter will be going on Monday for 7 day deadline and then he will be going to court as well

    HSBC - Pre Lim sent 12-12-06, LBA sent 27-12-06, reissued 5-1-07. Part offer rejected 17-1-07, MCOL 19-1-07, AQ - 21-2-07. Settled
    Nationwide - S.A.R. sent 13-12-06, Pre lim sent 5-1-07, LBA sent 19-1-07, MCOL 2-2-07, WON 22-2-07.
    Capital One - S.A.R. sent 13-12-06, Pre lim sent 17-1-07, LBA sent. Settled
    MBNA - S.A.R. sent 13-12-06, Offer rejected 19-1-07, Pre Lim 19-1-07, LBA sent, Setteled 21-2-07.
    MBNA Loan PPI - Pre lim sent 19-2-10, Settled.
    MBNA CC PPI - Pre lim sent 19-2-10, WON 2-7-10.
    HSBC PPI - Pre lim sent 19-2-10, with Court
    EGG PPI - Pre lim sent 19-2-10, FOS upheld 3-7-10

  4. #4
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    TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative

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    Default Re: Conversation with Head of Data Protection at BCard

    Have a look at my thread for info re SARicon refusal and letters I sent to Adrian Whalley, you may get some ideas.

    Heres the link: http://www.consumeractiongroup.co.uk...rclaycard.html

    HTH

    Tanz



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