Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Mrs Charlton Novitiate Mrs Charlton's Avatar

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    Jun 2006
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    Wolverhampton, West Midlands.
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    Question Does this come under PPI?

    Hiya,

    I consider myself 'old hat' at the bank charges now (lol) but am very new to the PPIicon thing.
    I have 2 credit cards from a couple of years ago, one has 'Payment Protection Plan' on a few of the statements (before I cancelled it) and the other has 'Payment Break Plan' (again before I got wise and cancelled it).

    Are these considered PPI? Is this claimable? I sincerely hope so, both credit limits were quite high and I was forking our a fortune for these 'plans' for a good 10 months or so.
    Cheers

    Mrs C. xxxx

    My opinions are just that, I will help if I can but I am NOT a professional. If in doubt seek legal advice.
    READ THE FAQ'S BEFORE ASKING A QUESTION! THEY ARE THERE FOR A REASON! AS IS THE USER-GUIDE!

    My active claims:
    Owed £150 from Barclays.
    Husbands claims:
    Owed £1049 from Lloyds.

    Glorious Victories!:
    Barclays Joint Account- Settled £823.
    HSBC Joint account-Settled £50.
    Studio- Settled £80.
    HSBC Student account- Settled £560.
    Lloyds Credit Card- Settled £72.
    Freemans- Settled £40.
    Abbey Joint Account- Settled £330.
    Waiting till all claims settled then Donation-A-Rama.

  2. #2
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    Default Re: Does this come under PPI?

    I would say Yes def to the PPIicon, Im not sure about the Payment Break one, I havnt come across that one as yet..(but will go and have a hunt about the net to see what Info is out there..lol)

    Which company did you have the card with the Payment Break on it ?

    Ian

    Lloyds TSB -PPI - Full refund . 05/09/06 (As Seen on TV)
    Halifax settled in Full.. 22/09/06
    TSB First Claim SETTLED IN FULL 19/10/06
    Second Claim to Lloyds TSB - Settled in Full
    Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07
    PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.



    If my post has helped you, please click the scales! :grin:

    Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

  3. #3
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    Mrs Charlton Novitiate Mrs Charlton's Avatar

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    Cagger since
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    Default Re: Does this come under PPI?

    Payment Protection Plan was Barclaycard and Payment Break Plan was Monument. *Fingers Crossed!*

    My opinions are just that, I will help if I can but I am NOT a professional. If in doubt seek legal advice.
    READ THE FAQ'S BEFORE ASKING A QUESTION! THEY ARE THERE FOR A REASON! AS IS THE USER-GUIDE!

    My active claims:
    Owed £150 from Barclays.
    Husbands claims:
    Owed £1049 from Lloyds.

    Glorious Victories!:
    Barclays Joint Account- Settled £823.
    HSBC Joint account-Settled £50.
    Studio- Settled £80.
    HSBC Student account- Settled £560.
    Lloyds Credit Card- Settled £72.
    Freemans- Settled £40.
    Abbey Joint Account- Settled £330.
    Waiting till all claims settled then Donation-A-Rama.

  4. #4
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    Cagger since
    Aug 2006
    I am in
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    Posts
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    Default Re: Does this come under PPI?

    Hi,
    I did a little bit of digging around, well hit a few keys on the keyboard and found this posting which I think be of use to you.

    Monument Visa Credit Card - Review - Monument really tried my patience

    Ian

    Lloyds TSB -PPI - Full refund . 05/09/06 (As Seen on TV)
    Halifax settled in Full.. 22/09/06
    TSB First Claim SETTLED IN FULL 19/10/06
    Second Claim to Lloyds TSB - Settled in Full
    Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07
    PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.



    If my post has helped you, please click the scales! :grin:

    Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

  5. #5
    Basic Account Holder
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    Mrs Charlton Novitiate Mrs Charlton's Avatar

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    Cagger since
    Jun 2006
    I am in
    Wolverhampton, West Midlands.
    Posts
    195

    Default Re: Does this come under PPI?

    Oh my goodness I have could have written that review. Thanks for that Reidnet, think I'll send a prelim letter out after all.

    My opinions are just that, I will help if I can but I am NOT a professional. If in doubt seek legal advice.
    READ THE FAQ'S BEFORE ASKING A QUESTION! THEY ARE THERE FOR A REASON! AS IS THE USER-GUIDE!

    My active claims:
    Owed £150 from Barclays.
    Husbands claims:
    Owed £1049 from Lloyds.

    Glorious Victories!:
    Barclays Joint Account- Settled £823.
    HSBC Joint account-Settled £50.
    Studio- Settled £80.
    HSBC Student account- Settled £560.
    Lloyds Credit Card- Settled £72.
    Freemans- Settled £40.
    Abbey Joint Account- Settled £330.
    Waiting till all claims settled then Donation-A-Rama.

  6. #6
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    reidnet Highly informative reidnet Highly informative reidnet Highly informative reidnet Highly informative reidnet Highly informative reidnet Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    Dundee, Scotland
    Posts
    1,370

    Default Re: Does this come under PPI?

    Good Luck...

    Ian

    Lloyds TSB -PPI - Full refund . 05/09/06 (As Seen on TV)
    Halifax settled in Full.. 22/09/06
    TSB First Claim SETTLED IN FULL 19/10/06
    Second Claim to Lloyds TSB - Settled in Full
    Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07
    PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.



    If my post has helped you, please click the scales! :grin:

    Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.


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