Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I consider myself 'old hat' at the bank charges now (lol) but am very new to the PPI thing.
I have 2 credit cards from a couple of years ago, one has 'Payment Protection Plan' on a few of the statements (before I cancelled it) and the other has 'Payment Break Plan' (again before I got wise and cancelled it).
Are these considered PPI? Is this claimable? I sincerely hope so, both credit limits were quite high and I was forking our a fortune for these 'plans' for a good 10 months or so.
Cheers
Mrs C. xxxx
My opinions are just that, I will help if I can but I am NOT a professional. If in doubt seek legal advice.
READ THE FAQ'S BEFORE ASKING A QUESTION! THEY ARE THERE FOR A REASON! AS IS THE USER-GUIDE!
My active claims:
Owed £150 from Barclays.
Husbands claims:
Owed £1049 from Lloyds.
Glorious Victories!:
Barclays Joint Account- Settled £823.
HSBC Joint account-Settled £50.
Studio- Settled £80.
HSBC Student account- Settled £560.
Lloyds Credit Card- Settled £72.
Freemans- Settled £40.
Abbey Joint Account- Settled £330.
Waiting till all claims settled then Donation-A-Rama.
I would say Yes def to the PPI, Im not sure about the Payment Break one, I havnt come across that one as yet..(but will go and have a hunt about the net to see what Info is out there..lol)
Which company did you have the card with the Payment Break on it ?
Ian
Lloyds TSB -PPI - Full refund . 05/09/06 (As Seen on TV)
Halifax settled in Full.. 22/09/06
TSB First Claim SETTLED IN FULL 19/10/06
Second Claim to Lloyds TSB - Settled in Full
Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07
PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.
If my post has helped you, please click the scales! :grin:
Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.
Lloyds TSB -PPI - Full refund . 05/09/06 (As Seen on TV)
Halifax settled in Full.. 22/09/06
TSB First Claim SETTLED IN FULL 19/10/06
Second Claim to Lloyds TSB - Settled in Full
Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07
PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.
If my post has helped you, please click the scales! :grin:
Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.
Lloyds TSB -PPI - Full refund . 05/09/06 (As Seen on TV)
Halifax settled in Full.. 22/09/06
TSB First Claim SETTLED IN FULL 19/10/06
Second Claim to Lloyds TSB - Settled in Full
Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07
PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.
If my post has helped you, please click the scales! :grin:
Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.