Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
M&S Money have lost my Consumer Credit Card Application
Hi
M&S have lost my credit card application form when I took out a card with them some years back (when they were a chargecard). Does that mean that my debt is unenforceable?
Re: M&S Money have lost my Consumer Credit Card Application
It may be unenforceable until they find the application form. The absence of an application form is not the only evidence required to show that you agreed to use a financial product.
You should not view the absence of the application form as a means of avoiding to pay a legitimate debt.
M&S Money have lost my Consumer Credit Card Application
The Consumer Forums
Reply With Quote
