Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Had a letter from Tommy Mc with an offer of the exact amount of our overdraft circa 4k this was rejected as the total amount of charges to date amount to more than 7K+ excluding interest.This should double with contractual interest.
We have sent a lba, which is due to expire soon. In the mean time Aileen Drumond "account manager" has sent a default notice,we replied with a section 10 Data protection notice which she has refused to accept.
Should we take this to the data protection agency,court order or both?
Hopefully our claim in the courts should be underway before their 28 day
deadline comes up so we could make this a condition of settlement.
Another interesting thread is that I originally banked with Williams&Glyns
before it was taken over by RBS. I don't recall having filled in any forms to change the terms and conditions. Might this have contractual implications? and should I ask the RBS shower for a copy if it exits?
Any comments and advice greatly appreciated.
Pavi
S10 Data protection notice.
circa 4k this was rejected as the total amount of charges to date amount to more than 7K+ excluding interest.This should double with contractual interest.
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