Paypal - Is this Theft?

I am in a dispute with paypal at the moment, where I am trying to get funds transferred from one paypal account that isnt verified to one that is.

I have noticed this morning that Paypal have taken a payment of less than £1 out of my bank account, and its showing as a direct debit payment.

Seeing as though I have never set up a Direct Debit with Paypal, waht gives them the right to do this?

Does anyone know if there is anything in the small print that allows them to Debit my Account, when and as they wish, and by joining a authorise this? If not I will have to read through all the small print to try and find this.

If there isnt, can I then persue them for Theft?

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My account is already verified!

The other account is going to be closed, because I cant verify it, as it has I have only one Bank Account, and you cannot register it twice.

No, there are no recent purchases, no fees, (Well there are but they are £58, and I've refused to pay them until paypal transfer the funds that they are holding!) No transactions for htis amount, which is definately showing as a D/D on my Bank Statement.

HI Less2303

I opened my paypal account and had a debit of 5 pence, against a code that i then had to produce to confirm it was my account.

To open the account you have to agree to the direct debit which is selected automatic when joining as they say they can not deduct these pennies with out it. So no deduction, no confirmsation, no access to a paypal account.

So what usually happens is you accept the direct debit set up to get the account, let them take there pennies to confirm then cancel the direct debit set up once up and running.

I also have a once confirmed account now unconfirmed as Lloyds trouble and card closed, there is £11.00 sat in paypal that ebay will not release. Even though that actuall money was paid to them inpostal orders.

Hope this helps
BL

I know about the D/D guarantee, but what gives them the right to set up a direct debit and take money without my authority?

Its the principle of the matter really for example if you gave me your bank details to pay some money into your account, and then I set up a Direct Debit to take £100 a month out of your Account, and actually took it, would the Bank Just refund you and that be the end of the matter, I dont think so!!

Its written in the conditions on the screen when you advised the money can go out.
Ask them to send you a written copy.

BL