Thread: credit refrence agency is it possible ?

I am just wandering if the same SAR is applicable to a credit refrence agency. The reason i say this is because of what is request in the SAR. so if a cra has got the wrong information on its records and cannot prove except for it was supplied by a organistaion whatever then this could open up a flood of claims against the cra as they would then become liable to the relevant processing laws etc and unfair charges and also to incorresct information which you could order to have removed. also you would find out if manually anything was ever done etc also this would mean if you have evr complained to the cra then they have to disclose this to you as well. you could also hit them with a stop order to stop processing your data etc ? Any ideas ?

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Id say.

The result ? no more credit refrence agencies to worry about etc ?

....one of the reasons the Government are considering a Central information pool with everybodies personal data, including debt. The recent shake up of the Child Support Agency and the passing of arrears to DCA's has alerted the Gov to the fact they could be missing out on a nice little earner. Of course, the collection and S.A.R - (Subject access request) etc. rules for HMG are very different (look at Social Fund for eg., no six year rule there), but with access to so much personal data, and with a little 'co-operation' from DCA's and CRA's, HMG could make a few quid out of a little recession which, let's face it, it's getting closer month by month. Something nasty is brewing...........imho.