Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
....having a legal time frame for complying with CCA requests, etc. when debt collection Agencies can laugh in the face of it and not produce documents until they get to court ?
If they can get away with this kind of behaviour and still be allowed to stand in court to try and get a debt re-enforced, what is the point of having legal timeframes when we can't rely on them for anything ?
The whole system is PANTS !! Am too cross and frustrated to speak at the moment... and it's not even happening to me... YET !!
Yet another example of there being one law for the rich (DCAs) and another for the poor (us).... !!
If you read Mr.Maynards statement in his rants about the changes in the way that the fos will be regulating complaints relating to the 1974 and 2006 Consumer credit act,you will see exactly how jittery they are in the knowledge that things are set to change.
Anyone in any doubts to this should read what he says. http://www.cabotfinancial.com/pdf/In...20Industry.pdf
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If the process of making the CCA request is fully documented then the creditor/ DCA should have a fairly tough time explaining themselves in court.
Don't get me wrong- Trading Standards should act but they may fail to do so. You could contact your local councillor and MP and raise merry hell. There will be more reason for TS to take action if the DCA continues to harass after they have committed the criminal offence.
If you read Mr.Maynards statement in his rants about the changes in the way that the fos will be regulating complaints relating to the 1974 and 2006 Consumer credit act,you will see exactly how jittery they are in the knowledge that things are set to change.
Anyone in any doubts to this should read what he says.
Just checking- is the FOS replacing Trading Standards?
If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon. Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed. Donations help CAG to help YOU Click here
Does this all happen in April 2007. Also will it effect the unregulated consumer credit agreements? Anything you purchase over £25000 seems to be unregulated. Just wonder if this new act will change it?
If you read Mr.Maynards statement in his rants about the changes in the way that the fos will be regulating complaints relating to the 1974 and 2006 Consumer credit act,you will see exactly how jittery they are in the knowledge that things are set to change.
Yes, I did read his childish little speech.... hope tbern nails his greedy backside to the floor... !!
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