Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
HELLO. Ifirst time posting so a little nervous. I have a debt with ge capital which has been passed on to debt collection agency who has filed for ccj in court last nov. ok my debt fallen behind due to illness happy to pay it off. however contacting debt recovery company for past eight months trying to arrange standing order for repayment getting no where. Debt company want over one hundred pounds per month willing and only able to pay thirty five pounds per month. For past eight months been given the run around by this company trying to arrange repayments. Taken to court begining of Nov for ccj .knew nothing about it until end of dec when recieved a letter from debt agency stating that as they had won their case the were now applying to local court for interim order on my property which Is in my and my wifes name. Phoned the debt company up at the time spoke to someone with a bit of common sense explained that I had been trying to clear the debt for past eight months via standing order was told no problem will send out remit return to bank with ammount willing to pay (informed person speaking to at time could only afford £35 per month no problem).
Recieved letter today stating interim order applied for on property to be heard in court Feb. Now in a flap wife also had same letter it is not her debt it is mine why is she being dragged into this?. Any body know of anything I can do getting worried now.
Debt is for just over eleven hundred pounds. Thanks:
Re: Help With Ccj Re Company Filing Interim Order.
Your wife has to be written to becuase she is named on the property, and if a charge is going to be applied for the application has to be served on all interested parties. I wouldnt worry about it because for the amount outstanding they cannot get an order for sale, its just there for their security in case you try to sell/release equity without paying them. Try to get the judgement set aside on the grounds that you were never served the claim form correctly