Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    dthorman Novitiate

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    Unhappy I need advice on the process

    I have submitted the letter before actionicon to Lloydsicon, the only problem is I have sent this instead of the first letter asking for a refund. Now I need some advice on how to get out of this as it looks as if I have just dived in to the threats before even trying to get an amicable arrangement. If I go to court this may go against me.

    Any advice on what sort of letter to send would be very help full.

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  2. #2
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    scotia Informative scotia Informative scotia's Avatar

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    Default Re: I need advice on the process

    Thats why everyone says read the FAQ's and familiarise yourself first....but then hindsight is a wonderful thing.....

    So...you have sent lbaicon, i take it you have given them 14 days ?....if so, just wait on their reply....they will say along the lines of....'we have received your letter, we will look into it sometime when we can be bothered, which might be possibly in 4 weeks......blah blah blah.....'


    Then reply with something along the lines of, 'thank you for your reply dated blah blah......under the circumstances i will allow you a further 14 days from expiry of the LBA to allow you to investigate this matter. Should you not reply, or reply unsatisfactorily then i will issue a claim for he full amount ,plus fee, plus interesticon.....'

    Remember that when this goes to court, the judge will asses whether you have allowed enough time for the matter to be resolved between the 2 parties prior to them submitting a claim

    But then again, it's your claim, your timescale, and your decision


    IF YOU FEEL I HAVE HELPED YOU IN REPLYING TO YOUR POST, CAN YOU CLICK ON THE SCALES AND LET ME KNOW

    Halifax
    - Total £2116 - Plus approx £300 in interest plus fees for 3 small claims...settled all within 3 weeks of claim.....Now for the mortgage.....
    Clydesdale Bank - Credit Card - Sent Data Protection Act - Awaiting statements
    Clydesdale Bank - Current Account - Awaiting statements




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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE