Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I was talking to a friend of mine the other day about payment protection insurance and we got on to the subject of cap one and their payment protection, which as I understand is usually a percentage of the outstanding ballance.
He then started telling me about his fathers situation with cap one. Basicly, his father who is 72 took out a card with cap one about 3 years ago and currently he's upto his credit limit and paying the minimum payments this isn't a problem in itself however £40 a month of this is going towards payment protection insurance
As I have a cap one card I thought id look at the terms and conditions of the payment protection and it says that it will only pay upto the age of 64.
So onto the main question:
1) Is it worth while him continuing paying this extra £40 a month, considering that he wouldn't be covered in the event of a claim and can he cancel the payment protection ?.
cap one made a big mistake a while ago now. People signed up to that insurance and Cap One did'nt send out the terms and conditions. When i called them to cancel mine, they tried to sell me the insurance at a very cheap rate. I will try and find the story and post it.
Cap one payment protection insurance
and their payment protection, which as I understand is usually a percentage of the outstanding ballance.
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Originally Posted by rougesept
