Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi,
I had an RBS card and the balance was sent to Wescot Credit Services, I have been paying off the debt at a level of £150 per month for about 18 months. My questions are 1. Should I be receiving a statement from them showing the debt reducing?
2. Is it too late to try and recover the charges which were levied by RBS?
3. Is there a danger if I do try this that they will take out a CCJ against me as opposed to them leaving me alone as long as I pay the £150 per mnth.
1. No entitlement, although if you seek with appropriate vigour (politely), I am sure you will receive. The basis must be that you require to be able to keep track of this debt for your own purposes and to ensure that all credits being paid are being applied to reduce the debt as agreed.
2. Depends on the date on which they were levied.
3. This is an English matter I presume, but you have a contract with Westcot to pay back the debt at an agreed amount each month. Westcot would not have a right to seek a CC judgment against you unless you were to breach that contract by failing to make the agreed payments.
Westcot Credit Services PO Box 137
Dunedin House
45 Percy Street
Hull
HU 2 8HF
This crew are committing CRIMINAL offences under Sections 16, 17, 18, 19,20
of the Data Protection Act processing financial & personal information and data about you
The Data Protection Act states that anyone who processes data must be registered with the Information Commissioners Office and hold a license to do so ,,,,below is the search of the Information Commissioners Office's data processors license register I carried out just a couple of minutes ago,
the penalty for these offences are £5000 imprisonment or both,
Sparkie1723
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RBS - Wescot
card and the balance was sent to Wescot Credit Services, I have been paying off the debt at a level of £150 per month for about 18 months. My questions are 1. Should I be receiving a statement from them showing the debt reducing?
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