Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Thanks to all for your help, I have prepared my letter for repayment of charges in accordance with the template, For the record, it is £1292.00 since February this year when I opened this account.
Being subject to an IVA and working abroad my financial situation is not easy to manage and currently I have £3.92 credit in my account so this would make my life a lot easier.
One question before I post, in an earlier thread i said that the customer relations unit had responded to my preliminary enquiry and said I should send the details back to them of my claim. Do I A) return the letter in the postage paid envelope to a PO Box in Edinburgh or B) send my letter back registered post to the person and address who is dealing with the matter. The letter, with my schedule of charges and a copy of their letter asking for these details awaits beside the envelopes. Any advice greatfully appreciated.