Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I emailed Miss Yvonne Williams ( Nov 06) at RBS Customer Relations asking for a complete list of all charge amounts from 1993 to the present day. She has just sent it to me I hope the format is ok if not suggestions please. Also I have an account with Barclays which I shall now do the same. Anyone else with the other banks?
Just joined, and still working out what I can claim, I have charges on my account for going over my agreed overdraft virtually every month, and it is the charge from the previous month that ususally causes it !, when I get my statement, the charge is a total of £40, made up of £28 maintenance fee, and a £12 fee, which is because the account is a royalties account. Should i highlight all these occurances, but only claim the £28 ?
Could you get Barclaycards as they just sent me a letter saying the only introduced charges as from early 2001. I think diffferent but cant prove at the moment.
Hi, I wonder if anyone can answer this one. My OH had an account with RBS. It was a Royalties premier account. How much then was the service charge for this account. The Charges taken out on the same day every month are up and down like a brides nighty. Ranging from five to forty three pound. The five pound charges are from 2001 then going up to 15 then up to 43 2005. We are in process of claiming back charges but not sure how much of this is account servicing. Thank you xxxx
The service charges are made up of overdraft charges, will include royalties monthly charges and can include other charges. For help on how to break these down, have a look at this thread I have produced.
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