Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi, thank god i found a site like this.... opened an account with Nationwide last year and have recieved 310.00 in charges, i wrote to them asking for them back they replied saying basically tough if you dont like it bank elsewhere.......my student loan goes in next week and to be honest dont think i will get another bank account.....what do i do?????
There are a few things that you must do before sending letters off left right and centre. By following the steps correctly you save yourself and others a lot of work!
Read the FAQs. Print them out and take 2 -3 days to understand what it is you are about to do…..you wouldn’t just jump into a lake for a swim unless you knew how to swim, would you??
Understand the process. Don’t try to start halfway through, it won’t work. Its time consuming but at least you won’t be making any mistakes in getting your money back!
Read through the relevant forum for your bank claim. Here you will find others journeys, celebrations and queries, most of which will help you in your claim.
Start a thread in your forum, and keep it in your favourites so you can find it easier. Call it your name v bank name for example. Here you can log your own journey, ask questions and most of all offer another thread for a newer person to read (see you are giving something back already)
It’s your claim; you have to do the work! Its not easy, can be very frustrating and at times you will feel like throwing the towel and letting them get away. But keep on going, seek advice from mods / site helpers/ or anyone else who is on the forum, great place for this is the chat room, try it out!
Wioth regards to the student loan contact them today and tell them you have changed your account details and ask if you can have the loan paid into someone elses account (maybe parents?) for this one time.
You will get anohter account, go speak to any of the other banks, most of them offer good students rates at this time of year.
Good luck
All advice is based on my experiences. I am NOT qualified and as such cannot be held responsible for any mistakes. If in doubt...get professional help.
If you like what i have said then make me a star!!