Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 28th April 2006 10:57 #1
    jimmington jimmington is offline
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    Default Moneyclaim online

    Hi. I have a technical question re the moneyclaim form online and completion: The guidance in the library suggests inserting details of the calculation of unpaid fees etc in the form. This does not seem practical and may not even be possible given the space allowed. is it adequate to insert the total figure which I have obtained from adding the charges in my statements? Any guidance would be well received and appreciated. Cheers:-?

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  2. 28th April 2006 10:59 #2
    rivendale0506 rivendale0506 is offline
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    Default Re: Moneyclaim online

    I just entered the total I was claiming for - i didn't provide a Breakdownicon - I had som many charges I wouldn't have had room for anything else!

    Status:

    Halifax - DPA sent 03/03/06.
    Prelim Letter - Sent 27/03/06 ignored.
    LBA sent 10/04/06 - Ignored
    Moneyclaim filed - 26.04.06
    Acknowledgement received 3rd May. Halifax state they intend to defend.
    Halifax Settled in Full - 17 May 2006

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  3. 28th April 2006 11:07 #3
    Bookworm Bookworm is offline
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    Default Re: Moneyclaim online

    I did with Halifaxicon, it was only 4 charges, didn't with Natwesticon, too many. Sometimes, you simply can't. I don't think it makes a huge difference at starting point.

    Apologies to people who I was in the process of helping, I may be gone some time.
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  4. 28th April 2006 22:43 #4
    cajdad cajdad is offline
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    Cool Re: Moneyclaim online

    I've gone off the idea of using Moneyclaim. I couldn't keep it down to 1080 characters without leaving things out, abbreviating other things, omitting spacing and puntuation etc etc. I also had problems with formatting - couldn't use bullets etc

    All in all, the finished article looked thoroughly unprofessional (but I suppose judges are used to that), so I'm using a form N1 instead.

    I'm probably completely wrong, but I can't help thinking that a nicely presented claim might make the bank's solicitors think they are dealing with someone who knows what they doing, so maybe they'll try to settle sooner. Wishful thinking or what?

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  5. 28th April 2006 23:01 #5
    Bookworm Bookworm is offline
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    Default Re: Moneyclaim online

    Totally wishful thinking. They know the Moneyclaim format (even more so in the last 15 weeks or so ) and know the 1080 characters limitation. And frankly, they don't give a toss. The moment they get the claim, under whichever form, they know they've lost the game of chicken. Which does not mean one should mess up the MCOL form, far from it!.

    Anyway, if you're more comfortable with the paper form, thay's fine. Just make sure you familiarise yourself with the procedure, it's a bit more complicated than MCOL.

    Apologies to people who I was in the process of helping, I may be gone some time.
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  6. 29th April 2006 00:04 #6
    cajdad cajdad is offline
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    Cool Re: Moneyclaim online

    Thanks Bookworm. I'm sure you're right, it's just me being overly fussy - one of my traits!

    Even so, I guess its no bad thing to prepare the claim as well as you can on the (admittedly highly unlikely) assumption that you might just have to argue it in court.

    I've got all the guidance notes and forms associated with the N1 form, and I'm quite comfortable with the procedure.

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE