Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    barnabas30 Novitiate

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    Default claim against barclaycard issued

    I issued court proceeding against Barclaycard on 19 December and the Litigation and Dispute Dept acknowledged service on 28 December and therefore they have 28 days from the date of service ie 24 December to file a defenceicon. They have yet to do so or indeed not made any offer to settle. Does anybody came so far with Barclaycard and what was the outcome. I am prepared to go to court...

    Thanks

    B

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  2. #2
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    e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley's Avatar

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    Default Re: claim against barclaycard issued

    Hi Barnabus
    Yes this quite normal with Barclaysicon/woolwich ect. they will go all the way, But they still have not taken one to court
    Let us know when their defence hits your door mat.

    AL

    -------------------------
    CAPITAL ONE * SETTLED*31st Oct 06
    HBOS *SETTLED* 8th Oct 06
    WOOLWICH *SETTLED*12thJan2007
    Monument (Barclays) *SETTLED*10thMar2007

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    Default Re: claim against barclaycard issued

    Hi Barnabas
    My MCOL was deemed served on 16/12/2006 to Barclaycard and I received a defence yesterday which was has 14 points on it. It also came with the aqicon which I will complete on Sunday and post Monday and I suppose wait for a court date..... who knows if that will ever happen.
    anyway good luck with you claim, and I should think you will receive yours Monday/Tuesday next week.
    DS


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    barnabas30 Novitiate

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    Default Re: claim against barclaycard issued

    Thank you for your replies, much appreciated.Can you help me to complete the allocation questionnaireicon please. Defence was filed and states as follows:
    • The Claimants account is governed by the Defendants personal and/or business banking terms and conditionsicon.
    • Pursuant to the Defendants terms and conditionsicon the Defendant is entitled to make a charge for its services as set out in the Defendants price list, including an overdrafticon review fee for considering whether to provide and providing and overdraft
    • The Defendant denies that the charges applied to the Claimants account amount to penalties at common law and/or unfair contract terms for the purposes of the Unfair Terms in Consumer Contracts Regulations 1999 (UTCCRs)
    • The charges applied to the Claimants account are reasonable and are properly and fully disclosed in the Defendants terms and conditionsicon and published price list. The Charges represent the contractually agreed price for the services provided and the UTCCRs are not applicable to them. Further, the charges are not default charges and, accordingly, cannot amount to a penalty.
    • Save as set out above, each and every allegation made by the Claimant is denied. For the reasons set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    Thanks again for taking time to write to me.

    Barnabas


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    Default Re: claim against barclaycard issued

    http://www.consumeractiongroup.co.uk...se-read-these/

    Go to the link above and go to step by step section, there it will tell you what to put in in your aqicon.
    Good luck



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE