Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Just curious to know how people have got on claiming for charges on their MINT credit card. Mine total about £650 over the past six years. Mainly for late payment and the rest for over limit.
Regards
Steve
Fedupwithmybank,
This may be because the company is not as popular as Barclaycard and other big names. However, the same principle applies because it is a financial services company like banks.
I calimed on behalf of my wife for mint charges, we claimed for £197.00 and they settled in full. They sent me a preliminary offer which didn't include any charges after they had reduced them to £12, I rejected it and they settled in full a few days later.
that's really good to know - thanks!
Did you still have a balance with them when
you claimed? I have and I'm interested to know
if they try to demand repayment and shut
the account.
No I'd paid it off before I started the claim (ironically with the charges I'd reclaimed from Natwest!)
However I also am in the process of claiming from an Abbey card, and although they haven't specifically threatened to close the acount they did infer that they would if I did not continue to operate within their terms.
What I did was went for the biggie 1st which was my current account, cleared all my cards with the money I got from that and then went after the credit card charges. I had peace of mind then that they couldn't start demanding full settlement etc.
Mint Claims
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