Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
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  1. #1
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    Lightbulb GuidoT v Natwest **Settled**


  2. #2
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    Default Re: GuidoT v Natwest

    Hi

    Not trying to depress you here but I got statements fairly quickly from Nat West back in September 2006. We have a Court date for 6th February 2007 can you believe? It has taken that long to get this far so be prepared for the long haul !


  3. #3
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    Default Re: GuidoT v Natwest

    Thanks stenjenkel, I expect it to take around 6 months to obtain settlement. I have been playing around with Lloydsicon since October 2006 and only at aqicon stage. No depression I think.


  4. #4
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    Default Re: GuidoT v Natwest

    Most surprised, received statements going back to 1992 yesterday, must get abstracting.


  5. #5
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    Default Re: GuidoT v Natwest

    how quick was that ???? amazing !


  6. #6
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    ataction Novitiate ataction Novitiate

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    Default Re: GuidoT v Natwest

    If you adhere strictly to the timetable then settlement can be within three months, but there is no hard and fast rule.

    My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

    NatWest Prelim 07.10.206
    LBA 21.10.2006
    MCOL 30.10.2006
    Acknowledgment of Service 06.11.2006
    Offer of approx 50% £2200.00 22.11.2006
    Full settlement £4500 received 03.01.2007
    Smile settled in full
    Barclaycard settled in full
    RBS Worldwide settled in full
    Lloyds TSB settled in full £750.00
    Lloyds TSB settled in Full £275.00 11.04.2007
    Lloyds TSB business account £1376.00 AQ filed
    Lloyds TSB Business account settled in full 21.05.07

  7. #7
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    Default Re: GuidoT v Natwest

    I have a business account claim too, is the SARicon letter the same as the normal one and is it sent to the same address?

    I will realise there are differences with the next stages.


  8. #8
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    Default Re: GuidoT v Natwest

    Hi guild good luck.

    If you stick to the guide lines and read as much as you can you will be ok.
    Ive just been sucessful in my claim, it does seem as though it takes forever,but your time will come.

    I dont know about the business account side but im sure someone will be along soon to advise


    T


  9. #9
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    Question Re: GuidoT v Natwest

    Bump


  10. #10
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    Default Re: GuidoT v Natwest

    Double posted.


  11. #11
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    Default Re: GuidoT v Natwest

    I will reply to my own thread. I see now that a S.A.R - (Subject access requesticon) is inappropriate to business accounts.


  12. #12
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    Default Re: GuidoT v Natwest

    Just added up charges, past 6 yearsicon is £3K, excluding interesticon.

    About to send the preliminary letter, I have looked around the site and found the Ironmasters Way address, is this still current?


  13. #13
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    Default Re: GuidoT v Natwest

    Send to Customer Services, Borehamwood address.


  14. #14
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    Default Re: GuidoT v Natwest

    Received a mean 2 line letter saying they would look into the matter.

    Issued lbaicon today.

    If I have been helpful please click on my star and add a comment.

  15. #15
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    Default Re: GuidoT v Natwest

    I see you're not letting them dictate your timescales then, just remember it's you who sets the deadlines not the bank.

    IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES


    Don't be like the banks - give a little back


    NAT WEST - WON - £4282.36


  16. #16
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    Default Re: GuidoT v Natwest

    Thank you D1, that is what I preach too.

    If I have been helpful please click on my star and add a comment.

  17. #17
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    Default Re: GuidoT v Natwest

    Claim Form prepared will send to the court next week on Monday.

    If I have been helpful please click on my star and add a comment.

  18. #18
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    natwesttookmymoney Authoritative natwesttookmymoney Authoritative natwesttookmymoney Authoritative natwesttookmymoney Authoritative natwesttookmymoney Authoritative natwesttookmymoney Authoritative natwesttookmymoney Authoritative natwesttookmymoney Authoritative natwesttookmymoney Authoritative natwesttookmymoney Authoritative natwesttookmymoney's Avatar

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    Default Re: GuidoT v Natwest

    Yes I am!

    (refers to another thread)

    Westy

    Westy



    If you like my post, click the scales!!

    Nov 1 2006 Preliminary letter
    21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!
    Read all about it:
    natwesttookmymoney - v- NatWest

    DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

    What can you claim? Vampiress has a good idea:
    http://www.consumeractiongroup.co.uk...you-claim.html

    Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

  19. #19
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    Default Re: GuidoT v Natwest

    No Westy, I meant this one:
    http://www.consumeractiongroup.co.uk...l-natwest.html
    However I suppose you have got them both covered now.

    If I have been helpful please click on my star and add a comment.

  20. #20
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    Default Re: GuidoT v Natwest

    Ah, how soon I forget.

    Must be my age.

    (actually, it'd better not be!)

    W

    Westy



    If you like my post, click the scales!!

    Nov 1 2006 Preliminary letter
    21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!
    Read all about it:
    natwesttookmymoney - v- NatWest

    DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

    What can you claim? Vampiress has a good idea:
    http://www.consumeractiongroup.co.uk...you-claim.html

    Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE