Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi
Ive Been Reading Up On The Oft Definitions Of Legal Charges. What I Want To Know Is, Is The £12 Charge Re Claimable Or Not ?
Has Anyone Successfully Claimed It Back?surely It Is Up To The Banks To Prove It Cost Them £12 To Process A Penalty ,and Of Course We Know It Doesnt Cost Anywhere Near Tha,l So Can I Add It To My List Of Charges
Add all charges including the £12 to your total claims because no one has recommended that £12 is a legal requirement. OFT only gave an indicative amount. Subsequent news report on the BBC and investigations revealed that the maximum per transaction could be £4.50 while a minimum could be less than a pound.
I think you should let the court decide between you and the bank. Obviously, since the bank will exit the race at the last minute, you will receive your full refund + statutory interest + court cost.
£12 Charge Reclaimable Or Not ?
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