Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. #1
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    Default sending AQ for Barclaycard

    Hi
    I am just about to send my aqicon to barclaycard but just wondered if i needed to send anything else to the court or to Barclaycard as their defence blabs on about not giving enough info etc (even though they have my statements).
    Also When i started my claim months ago it was for £573, then refunded £184 of it into my accoutn without telling me first. SO when i did my court claim i did it for £389. I now do not know how to work my interesticon out incase i need to send proof as i do not know which charges they refunded.
    Please help.

    x

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  2. #2
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    e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley's Avatar

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    Default Re: sending AQ for Barclaycard

    It should be ok the way you have done it if you followed the Template for filling an aqicon.
    I personally would'nt worry to much about the difference (you could always do a new speadsheet with the remainder of penalties ,the interesticon on what they have refunded probably dose not amount too much and may not be worth the effort)

    When you refer to their defence did you a MCOL or N1, if MCOL then you should have sent three copies of your shedule to the main MCOL court at Northampton (maybe Nottingham).

    If your really bothered post the defence on here and we'll take a look

    AL

    -------------------------
    CAPITAL ONE * SETTLED*31st Oct 06
    HBOS *SETTLED* 8th Oct 06
    WOOLWICH *SETTLED*12thJan2007
    Monument (Barclays) *SETTLED*10thMar2007

  3. #3
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    Default Re: sending AQ for Barclaycard

    Hi Kelise
    I am at exactly the same stage as you, received yesterday the defence
    all 14 points and the aqicon. Will deal with it tomorrow and post back on Monday. I never sent 3 copies to the court of the schedules, I sent 1 to the court and 1 to Barclaycard. I would have thought that was sufficient.
    From what I understand they drag it out till about 3 weeks before the court date then pay up. Why they play these games I will never understand. Anyway, I wish you good luck with your claim and look forward to hearing some good news!
    Regards
    DS


  4. #4
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    Default Re: sending AQ for Barclaycard

    Quote Originally Posted by dsilverstein View Post
    Hi Kelise
    I am at exactly the same stage as you, received yesterday the defence
    all 14 points and the aqicon. Will deal with it tomorrow and post back on Monday. I never sent 3 copies to the court of the schedules, I sent 1 to the court and 1 to Barclaycard. I would have thought that was sufficient.
    From what I understand they drag it out till about 3 weeks before the court date then pay up. Why they play these games I will never understand. Anyway, I wish you good luck with your claim and look forward to hearing some good news!
    Regards
    DS
    You must i believe send 3 copies to the court as they have to send them out to the defendant, yourself(i know you have one) and them its just the way its done. Then nobody can say they were never recieved.

    AL

    -------------------------
    CAPITAL ONE * SETTLED*31st Oct 06
    HBOS *SETTLED* 8th Oct 06
    WOOLWICH *SETTLED*12thJan2007
    Monument (Barclays) *SETTLED*10thMar2007

  5. #5
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    Default Re: sending AQ for Barclaycard

    I never submitted my charges with the aqicon don't know if this right or wrong.

    Datxman v Lloyds TSB 2006 ** WON** 27/2/2006
    With no conditions
    Datxman v Capital One 2006
    S.A.R - (Subject Access Request) letter sent - July 2006
    Non-compliance letter sent - 11/09/2006
    enforcement letter sent - 11/09/2006
    Statements finally received - 27/09/06
    Prelim Letter - sent 28/09/06 - £540
    Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds
    Datxman v Barclaycard 2006
    Won no conditions


    Time is running out for the banks

  6. #6
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    Default Re: sending AQ for Barclaycard

    Quote Originally Posted by e28bigalbexley View Post
    You must i believe send 3 copies to the court as they have to send them out to the defendant, yourself(i know you have one) and them its just the way its done. Then nobody can say they were never received.

    AL

    I agree with big al, if you used MCOL you must send out three schedules to the court.

    If you don't/haven't and the bank claims in their defence you haven't supplied enough info you risk your claim being struck out,

    And they wont settle because they wont need to.

    HTH

    Glenn

    Kick the shAbbey Habit

    Where were you? Next time please


    Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
    Abbey 2nd claim, two Accs - claim issued 30-03-07
    Barclaycard - Settled cheque received
    Egg 2 accounts ID sent 29/07
    Co-op Claim issued 30-03-07
    GE Capital (Store Cards) ICO says theyve been naughty
    MBNA - Settled in Full
    GE Capital (1st National) Settled
    Lombard Bank - SAR sent 16.02.07
    MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA

  7. #7
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    Default Re: sending AQ for Barclaycard

    So what should I do should I send three copies to the court then with my aqicon? sorry for Hijacking your thread. Really worried now

    Datxman v Lloyds TSB 2006 ** WON** 27/2/2006
    With no conditions
    Datxman v Capital One 2006
    S.A.R - (Subject Access Request) letter sent - July 2006
    Non-compliance letter sent - 11/09/2006
    enforcement letter sent - 11/09/2006
    Statements finally received - 27/09/06
    Prelim Letter - sent 28/09/06 - £540
    Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds
    Datxman v Barclaycard 2006
    Won no conditions


    Time is running out for the banks

  8. #8
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    Default Re: sending AQ for Barclaycard

    I would start our won thread, and post yor details there inlcuding what they said in their defence.

    But yes i would send them out with a covering letter saying here you are.

    HTH

    Glenn

    Kick the shAbbey Habit

    Where were you? Next time please


    Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
    Abbey 2nd claim, two Accs - claim issued 30-03-07
    Barclaycard - Settled cheque received
    Egg 2 accounts ID sent 29/07
    Co-op Claim issued 30-03-07
    GE Capital (Store Cards) ICO says theyve been naughty
    MBNA - Settled in Full
    GE Capital (1st National) Settled
    Lombard Bank - SAR sent 16.02.07
    MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA


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