going overdrawn

**billy62** · 22nd February 2006 15:30

Hi, i have just found this group! well a couple of hours ago,i've been reading!!

I've just phoned Abbey icon

to ask if i could get bank charges reduced or removed as i will end up in the same situation month after month if they take these charges on 8th March (Â£255) i was told they could not help me unless i was completely overdrawn!! as i still have Â£100 in my account there is nothing they can do!

I said "isn't that like throwing a lifebelt to a man who has already drowned?"

looks like i will have to pay these charges this time, or would i be wise to go overdrawn and then ask for help??

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**billy62** · 22nd February 2006 15:30

Hi, i have just found this group! well a couple of hours ago,i've been reading!!

I've just phoned Abbey icon

to ask if i could get bank charges reduced or removed as i will end up in the same situation month after month if they take these charges on 8th March (Â£255) i was told they could not help me unless i was completely overdrawn!! as i still have Â£100 in my account there is nothing they can do!

I said "isn't that like throwing a lifebelt to a man who has already drowned?"

looks like i will have to pay these charges this time, or would i be wise to go overdrawn and then ask for help??

**BankFodder** · 22nd February 2006 15:47

Well there you are. Abbey icon

won't help you so you will have to help yourself.

Open a parachute account icon

.

Do you knwo how much they have taken from you?
If not send them DPA request.
If yes the letter before action icon

- 14 days
and then the Glad Tidings.

**billy62** · 22nd February 2006 15:51

Hi, thanks for the reply!
ermm, what is a parachute account icon

??

not too clued up on banking terms! been with Abbey icon

for over 20 years!

**Docubot** · 22nd February 2006 15:55

He means get an account somwhere else, as to get your money back involves doing things that Abbey icon

won't like and are likely to close your account - you still need somewhere to get wages paid etc....

(I thought it was quite good, considering Abbey's logo used to be a house-shaped parachute icon

!)

**billy62** · 22nd February 2006 15:59

Right! thanks

wasn't thier logo an umbrella??

i don't know how much they have taken from me in the past but i'm sure it's in the thousands! i'll have to get my old statements out!!

**Docubot** · 22nd February 2006 16:01

Quite right - umbrella.

What's an umbrella if it's not a small parachute icon

? ;-)

I swear they used to have an advert with people skydiving in it - it might be a different bank though.

**billy62** · 22nd February 2006 16:03

think i remember that one a sort of mary poppins in Abbey icon

land!

**BankFodder** · 22nd February 2006 16:04

Originally Posted by Dave

Quite right - umbrella.

What's an umbrella if it's not a small parachute icon

? ;-)

I swear they used to have an advert with people skydiving in it - it might be a different bank though.

Wasn't it just falling - SPLAT - after the bank had taken away their parachute icon

?

except that now there is The Bank Action Group :twisted:

**Docubot** · 22nd February 2006 16:11

You loon! ;-)

**billy62** · 22nd February 2006 17:01

any bank/s you reccomend?

for a new account!!

**Docubot** · 22nd February 2006 17:04

HA!!! No.

However, soon there will be a survey of banks who pay up the quickest, the best customer service etc...

Like the Which! reports, but the real deal.

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