Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Although I sent my DPA request and am still waiting response, I also have obtained the last 14 months of statements via the Abbey website. It took about a month.
I have calculated the charges i wish to claim for within the 14 months. But should i wait till Abbey pull their finger out with my DPA request? Or can i claim for this 14 months and the rest later?
You are best advised to wait for the DPA return, and make one claim.
This takes care of the manual intervention issue too.
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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
It is clear that the banks charge this amount to you to cover there so called 'costs'
To disprove this theory and to proove the computer does it all, you need to request this information so that you have more ammunition if it went to court.
Please read everything over and over, without knowing all the in's and out's you will not be confident.