Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have used the search facility and feel I could be on the right track but wondered if anyone could help me further and clarify things for me some more.
My mother-in-law passed away in the summer and left no will - my husband has been granted probate and we're now in a position to deal with the estate. From her bank statements it appears that in the last few months of my mother-in-law's life (when she was in and out of hospital) she was hit with some hefty fees for going overdrawn plus on more than one occasion a £280 charge for a returned direct debit leaving her account overdrawn when she died. Before we challenge this could anyone answer the following....
1. Is my husband legally able to challenge these fees?
2. Would there be any possible justification for charging someone £280 for a returned direct debit?
3. Is it best to challenge it before the house is sold and the estate settled or afterwards?
I'm really sorry if I'm asking dumb questions here but everything appears so complicated and I need it to look like I understand it all when I contact Lloyds TSB!
1. Is my husband legally able to challenge these fees? Yes and as executor you could argue he has a duty to do so.
2. Would there be any possible justification for charging someone £280 for a returned direct debit? No
3. Is it best to challenge it before the house is sold and the estate settled or afterwards? I don't think it makes any difference, except the sooner the better
If you use Search - Advanced search- Keyword 'deceased' - Thread Titles only: it will rteurn several relevant threads. You can go back 6 years, but if you don't have the statements a DPA SAR may be refused since it will only apply to living people.
Claiming for recently deceased mother
and we're now in a position to deal with the estate. From her bank statements it appears that in the last few months of my mother-in-law's life (when she was in and out of hospital) she was hit with some hefty fees for going overdrawn plus on more than one occasion a £280 charge for a returned direct debit
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Re: Claiming for recently deceased mother
