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oh no, i thought u people said it wouldn't get this far??

 

I have recieved a 'Notice of pre trial review hearing' letter

I phoned the court to ask them whats it all about and they said both parties meet brfore the judge to give further information.

 

Now i'm really stuck i can't wing this. please anybody help

~~~~~~~~~~~~~~~~~~

Royal Bank of Scotland

~~~~~~~~~~~~~~~~~~

Total 2319.95

*Prelim letter sent 5th august

*LBA letter sent 21st august

*Go away letter recieved 22nd august (bit late!!)

*Claim filed with county court on 15th september

*Court acknowledgement on 2nd october

*Defendant acknowledgement with intent to file defence on 3rd october

*Defence letter recieved 28/10/06

*goodwill gesture of 1200 recieved 3/11/06

*AQ posted 21/11/06 deadline 24/11/06

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Ah nobody said it 'wouldnt' go to court...just that banks are very reluctant to do so. The cases that ARE getting to court have some unusual aspect that Cobbler's obviously think they can fight.

 

Can you tie this post to your main post so the thread-heads can see what's been going on?

 

In the words of The Hitchhikers Guide - DON'T PANIC

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hi hydra,

 

i've put the same thing on there i'm not too well up on pc's. i dont know how to change the thread header, at the moment its 'louiseashton'

 

cheers

~~~~~~~~~~~~~~~~~~

Royal Bank of Scotland

~~~~~~~~~~~~~~~~~~

Total 2319.95

*Prelim letter sent 5th august

*LBA letter sent 21st august

*Go away letter recieved 22nd august (bit late!!)

*Claim filed with county court on 15th september

*Court acknowledgement on 2nd october

*Defendant acknowledgement with intent to file defence on 3rd october

*Defence letter recieved 28/10/06

*goodwill gesture of 1200 recieved 3/11/06

*AQ posted 21/11/06 deadline 24/11/06

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This is only a hearing to give the directions the Court want to make dont panic. Have you submitted your AQ? If so what directions did you ask for? You could ask for the hearing by telephone. Make sure you ask for disclosure of the charging policy as a priority. If you look at the threads "completing AQ" there will be some suggested directions you can ask for. It will be quite an informal hearing. Where is it and what date? If near to me I could do this for you

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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Oh god, i have sent off my AQ but i dont have a copy of it and i can't remember if i actually put on it that i want a breakdown of their charges. I don't have a clue what 'directions' are so god knows.

It is in wigan on 20th feb

 

cheers jayne

~~~~~~~~~~~~~~~~~~

Royal Bank of Scotland

~~~~~~~~~~~~~~~~~~

Total 2319.95

*Prelim letter sent 5th august

*LBA letter sent 21st august

*Go away letter recieved 22nd august (bit late!!)

*Claim filed with county court on 15th september

*Court acknowledgement on 2nd october

*Defendant acknowledgement with intent to file defence on 3rd october

*Defence letter recieved 28/10/06

*goodwill gesture of 1200 recieved 3/11/06

*AQ posted 21/11/06 deadline 24/11/06

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If it comes to a Hearing I can cover this for you in wigan. I have diaried it for the week before to email you to see if still going ahead

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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cheers mate,

much appreciated, any idea of what i need to take with me?

~~~~~~~~~~~~~~~~~~

Royal Bank of Scotland

~~~~~~~~~~~~~~~~~~

Total 2319.95

*Prelim letter sent 5th august

*LBA letter sent 21st august

*Go away letter recieved 22nd august (bit late!!)

*Claim filed with county court on 15th september

*Court acknowledgement on 2nd october

*Defendant acknowledgement with intent to file defence on 3rd october

*Defence letter recieved 28/10/06

*goodwill gesture of 1200 recieved 3/11/06

*AQ posted 21/11/06 deadline 24/11/06

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I will get in touch with you the week before as we will need to draft some directions and submit them to the Court & Defs prior to the Hearing

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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  • 1 month later...

We went along with some draft directions only to finc that Cobbetts had written to the Court advising them that they had sent Louise a cheque in full settlement. She hadnt recd it so the Court adjourned it for Cobbetts to get their act together

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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I got my cheque in the end (quite a rigmarole) turns out it would cost THEM too much to proceed. should've thought of that before shouldn't they?

Thanx again Jayne

~~~~~~~~~~~~~~~~~~

Royal Bank of Scotland

~~~~~~~~~~~~~~~~~~

Total 2319.95

*Prelim letter sent 5th august

*LBA letter sent 21st august

*Go away letter recieved 22nd august (bit late!!)

*Claim filed with county court on 15th september

*Court acknowledgement on 2nd october

*Defendant acknowledgement with intent to file defence on 3rd october

*Defence letter recieved 28/10/06

*goodwill gesture of 1200 recieved 3/11/06

*AQ posted 21/11/06 deadline 24/11/06

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No problem. They are such a bunch of losers

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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BANK: LTSB

Amount claimed: £925 + £120 Court Cost+ £341.46 Interest

Settled in full £1386.46

 

Started Court proceedings in September 2006, AQ handed in 2nd December, Never had any communications with either LTSB or their solicitors.

contacted them 27th Feb to notify them of pending court case on 5th March (they was not aware) Money paid in full into Account 28th Feb.

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Well done Nicky. Wish mine was as quick. Think the Halifax have abandoned ship!

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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I have just issued v LTSB for my friends so bring it on! I got Judgement weeks ago v Halifax. Promised me money in by last Friday. Still not there its so frustrating. I take it you dont need help with the Hearing date now? If you need any help in the future please just ask. Sorry it took so long to come back to you I didnt access the website yest

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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I have just issued v LTSB for my friends so bring it on! I got Judgement weeks ago v Halifax. Promised me money in by last Friday. Still not there its so frustrating. I take it you dont need help with the Hearing date now? If you need any help in the future please just ask. Sorry it took so long to come back to you I didnt access the website yest

 

No problem, and good luck with your claims...I have now started to help family and friends claim back what is rightfully theirs.

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