Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Back in 2005 I came to an end of a 2 year deal with A & L and switched to another of their product. They added an Early Repayment Charge about 7k. Can this be claimed using Zootscoots standard template. Would I be able to claim interest on it aswell.
The simple answer is yes you can claim. If your claiming statutory interest then you will have to wait until you file with the court. If your claiming contractual, then you can with the prelim letter. As they are unlikely to settle before you file, unless your were on a sky high interest rate, it will probably be benificial to go along the statutory route. However, the decision is yours.
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Kensington Mortgages withdrawn. no costs
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I have a statement showing the fees, do I still need to S.A.R - (Subject access request) them, or can I just mention the fees or should I send a copy of the statement showing the fees I am claiming, and ok to claim 8% interest