Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default A & L Erc-what Next

    Back in 2005 I came to an end of a 2 year deal with A & L and switched to another of their product. They added an Early Repayment Charge about 7k. Can this be claimed using Zootscoots standard template. Would I be able to claim interesticon on it aswell.


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    Default Re: A & L Erc-what Next

    Hi Humbleman,

    The simple answer is yes you can claim. If your claiming statutory interesticon then you will have to wait until you file with the court. If your claiming contractual, then you can with the prelim letter. As they are unlikely to settle before you file, unless your were on a sky high interest rate, it will probably be benificial to go along the statutory route. However, the decision is yours.

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    Default Re: A & L Erc-what Next

    ......


  4. #4
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    Default Re: A & L Erc-what Next

    I have a statement showing the fees, do I still need to S.A.R - (Subject access requesticon) them, or can I just mention the fees or should I send a copy of the statement showing the fees I am claiming, and ok to claim 8% interesticon



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE