Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I served my initial letter to Bank of Scotland back in June 2006 requesting a copy of my statements for the past six years. Unfortunately, i did not have access to this God-Saving site and it ended up being many months later that i finally received all of my statements for the past six years!!!
I have been in dispute with them ever since arguing that they are due me compensation for the time and inconvenience of the whole matter and i am charging them for every letter that i am having to write to them. Needless to say they have not paid up!
My concern is that because i did not have access to CAG i have perhaps not dealt with this situation the way i probably should have. I would be grateful for any comments.
I am about to lodge my preliminary letter for refund of all bank charges whilst being acutely aware that i have this on-going fight for compensation for the length of time i had to wait for my copy statements.
I think what I would be inclined to do is calculate how much time you have spent so far communicating with them and include this with your claim for bank charges.
Somewhere on this site (if I can find the link I will include it for you) it states that you can claim upto £9.25 per hour for your time spent preparing your case and any correspondance sent to the banks in trying to reach an agreed decision before court proceedings. Wasted Costs order
Request for Copy Statements
back in June 2006 requesting a copy of my statements for the past six years. Unfortunately, i did not have access to this God-Saving site and it ended up being many months later that i finally received all of my statements for the past six years!!!
i have perhaps not dealt with this situation the way i probably should have. I would be grateful for any comments.
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