Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
i am just about to claim back my charges from RBoS and as it went to debt collectors i am unsure which chgs i can claim now i know that i can include unpaid items plus card misuse plus refferal charges but looking on one of my statements i have an 'IBP Card recovery' in which they have charged me £125.00 . now my problem is do i include this or not. also i have chg that say 'Chg to 12 feb £20.00' etc am i right in deducting the £5.00 royalties charge away from this and how would i show this in my Breakdown of charges form to the bank
That is something which is claimable i believe. 125 quid so someone can recover your card. am not sure on the other charge but livelylad or t4ff may be wiser on that one
Can i include these charges
i am unsure which chgs i can claim now i know that i can include unpaid items plus card misuse plus refferal charges but looking on one of my statements i have an 'IBP Card recovery' in which they have charged me £125.00 . now my problem is do i include this or not. also i have chg that say 'Chg to 12 feb £20.00' etc am i right in deducting the £5.00 royalties charge away from this and how would i show this in my Breakdown
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Re: Can i include these charges
