Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Here is link to the defence i have just recieved from the court regarding action against barclaycard. you can double clickto enlarge and also print these scans off.
What was the timescale from them receiving the claim to you receiving the defence?
My was deemed served on the 4th Jan 2007 so just waiting for the defence to be filed
Datxman v Lloyds TSB 2006 ** WON** 27/2/2006 With no conditions Datxman v Capital One 2006
S.A.R - (Subject Access Request) letter sent - July 2006
Non-compliance letter sent - 11/09/2006
enforcement letter sent - 11/09/2006
Statements finally received - 27/09/06
Prelim Letter - sent 28/09/06 - £540
Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds Datxman v Barclaycard 2006 Won no conditions
Well I suppose my should be due sometime next week for the acknowledgement just have to wait and see. Good luck with yours
Datxman v Lloyds TSB 2006 ** WON** 27/2/2006 With no conditions Datxman v Capital One 2006
S.A.R - (Subject Access Request) letter sent - July 2006
Non-compliance letter sent - 11/09/2006
enforcement letter sent - 11/09/2006
Statements finally received - 27/09/06
Prelim Letter - sent 28/09/06 - £540
Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds Datxman v Barclaycard 2006 Won no conditions
Hi Bailiffchaser,
My defence came this morning from Barclaycard, it looks like alsmost word for word of yours. What is the situation with your claim are you waiting for a court date! and how do you deal with that defence in due course!
Thanks
DS
Hi
an aq will follow. goto the bank template section for all the relevant instructions to follow.
Yes the AQ came with the defence, which I will complete this weekend and according to BMWi a full refund was made 3 weeks after a court date was given, if I read that correctly. So yours must be near to being settled. I am sure you will shout when you do get to that stage.
Regards
DS
Probably but have a look at my thread bailiffchaser vs JBW enforcement won thread here and see what i am now up against. the things i experience for you lot
Probably but have a look at my thread bailiffchaser vs JBW enforcement won thread here and see what i am now up against. the things i experience for you lot
Sounds like you are having fun! what was their excuse for not responding to the writ! they never received it. Well they sure received the Judgement! funny that!
I had fun and games with VW a few years back and wish I had known about this site then, but I do not think it existed then. They instructed bailiffs who took the car from my private drive which according to the Consumer Credit Act under section....(no escapes me now) they are not allowed to do so. When I took it to a tribunal, they lied there way through stating that I voluntarily gave them the car. Yeh right! and that they did not take the car from the drive. But hey ho that is life a little bit wiser and a little bit more knowledgable now maybe I would have gone to court and not the ridiculous tribunal which was organised by the FLA. The tribunal was not heard in person and the ajudicator was an Accountant who knew no more about the law that the next man. It was a set up and the cunsumer can never win in these circumstances. So good luck with your claims and thanks for the support.
DS
barclaycard legal papers here
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Time is running out for the banks 
Originally Posted by Bailiffchaser
