Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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Thread: f1fee Vs Cahoot

  1. #1
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    Question f1fee Vs Cahoot

    Hi There - Let me introduce myself, i am Fee and i have recently come across your Action Group after starting my fight to claim my bank charges from Cahoot. I was referring to another website that was very helpful but when my first letter to Cahoot came back with the standard response of "We do not accept that cahoot charges are unfair" Blah Blah I searched the internet for more info and Found CAGicon.

    So i have a question for those who seem very helpful to everyone that visits this site. Following my 2nd letter to the Customer Support at Cahoot they have referred me to the Abbeyicon's Stage 2 Complaints team. Do i have to start again with the first letter to them?

    In advance thank you for your help and to everyone for their stories. It give me much hope and fuels my determination!!

    Feex


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  2. #2
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    Default Re: f1fee Vs Cahoot

    Update:

    So Received All Statements and total of Charges etc come to £1450, a nice tidy sum, which will be used to take us to Orlando when i get it back!!!

    So last contact with Cahoot was 6th January 2007 saying get lost and contact stage 2 complaints. So sent them lbaicon giving 14days to reply which will be valentines day - as of then will file MCOL!!! I Can't wait!!!

    Will keep you posted!


  3. #3
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    Talking Re: f1fee Vs Cahoot

    UPDATE:

    Sent MCOL on Thursday 15th Feb. Got a letter from Abbeyicon Complaints on Saturday - Sent before sent MCOL - saying "Having carried out a full investigation, I can assure you the charges do not contravene those regulations and therefore i cannot agree to refund all of them. However, as a gesture of goodwillicon, I am happy to refund £445."

    LIKELY!!! Replied to them today saying thanks but already started court action and see them there!!!

    Why do they bother sending these letters and letting it get to court when they know as well as we do that all the banks have paid out before going to court??

    Bring it on!!! Disney Florida is now in sights!!!


  4. #4
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    Default Re: f1fee Vs Cahoot

    Acknowledged yesterday!!!


  5. #5
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    Question Re: f1fee Vs Cahoot

    Please help!!!!!! I submitted my Allocation Questionaire on the 4th April though Central London county courticon. I am still waiting on a Court date, it has been approx 7 weeks. Is this normal????


  6. #6
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    Default Re: f1fee Vs Cahoot

    After it getting sent from MCOL (Northampton) and getting to your local court, getting read by the Judge and a date for the hearing set - 12 weeks at the moment. (thats not your day in court - just when that day will be)

    The courts are in-un-dated with bank charge claims... sit tight (I wouldn't book you holidayicon yet, you may have to wait up to 12 weeks yet)


  7. #7
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    Default Re: f1fee Vs Cahoot

    ukmp3

    Thanks very much for your reply. Your information was much appreciated.

    I was on BBC News website yesterday and found this article:

    BBC NEWS | Business | Judge warns 'unreasonable' banks

    So my tactic is to write to Abbeyicon today with the article enclosed and request correspondance with them to resolve this before it goes any further.

    Fingers crossed

    fee


  8. #8
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    Default Re: f1fee Vs Cahoot

    Personally I wouldn't send them that article as it may be view in Court (should yours be one of the very few cases that ACTUALLY gets there there) as aggressive.

    What the article does out line very clearly is that if you following the process of writing to the bank, send list of charges, lbaicon, MCOL - you will get all your money back.


  9. #9
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    Default Re: f1fee Vs Cahoot

    Ok Thanks for the pointer.



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