Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi There - Let me introduce myself, i am Fee and i have recently come across your Action Group after starting my fight to claim my bank charges from Cahoot. I was referring to another website that was very helpful but when my first letter to Cahoot came back with the standard response of "We do not accept that cahoot charges are unfair" Blah Blah I searched the internet for more info and Found CAG.
So i have a question for those who seem very helpful to everyone that visits this site. Following my 2nd letter to the Customer Support at Cahoot they have referred me to the Abbey's Stage 2 Complaints team. Do i have to start again with the first letter to them?
In advance thank you for your help and to everyone for their stories. It give me much hope and fuels my determination!!
So Received All Statements and total of Charges etc come to £1450, a nice tidy sum, which will be used to take us to Orlando when i get it back!!!
So last contact with Cahoot was 6th January 2007 saying get lost and contact stage 2 complaints. So sent them lba giving 14days to reply which will be valentines day - as of then will file MCOL!!! I Can't wait!!!
Sent MCOL on Thursday 15th Feb. Got a letter from Abbey Complaints on Saturday - Sent before sent MCOL - saying "Having carried out a full investigation, I can assure you the charges do not contravene those regulations and therefore i cannot agree to refund all of them. However, as a gesture of goodwill, I am happy to refund £445."
LIKELY!!! Replied to them today saying thanks but already started court action and see them there!!!
Why do they bother sending these letters and letting it get to court when they know as well as we do that all the banks have paid out before going to court??
Please help!!!!!! I submitted my Allocation Questionaire on the 4th April though Central London county court. I am still waiting on a Court date, it has been approx 7 weeks. Is this normal????
After it getting sent from MCOL (Northampton) and getting to your local court, getting read by the Judge and a date for the hearing set - 12 weeks at the moment. (thats not your day in court - just when that day will be)
The courts are in-un-dated with bank charge claims... sit tight (I wouldn't book you holiday yet, you may have to wait up to 12 weeks yet)
Personally I wouldn't send them that article as it may be view in Court (should yours be one of the very few cases that ACTUALLY gets there there) as aggressive.
What the article does out line very clearly is that if you following the process of writing to the bank, send list of charges, lba, MCOL - you will get all your money back.