Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Talking zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    Won today, settlement letter from SCM.

    After sending my aqicon to the courts i got a letter from SCM requesting a copy. Me being poorly organised had not made a copy so sent them a letter as follows... (excuse the poor english) This resulted in receiving a full settlement before any further dabbling with court related processes. One must also note that a got this letter within the 14 days that i asked of them. This maybe a way of getting around Lloydsicon dragging their feet too much and anyone feel free to use this obviously scrubbing it up with finer english.

    Sechiari, Clark & Mitchell
    Department SO
    PO Box 499
    Lower Ground Floor
    1-5 Queens Road Quadrant
    Brighton
    BN1 3XJ

    Your ref: ******

    Dear Sir/Madam

    In the Nottingham Court
    Me –v- Lloyds TSB Bank plc
    Claim Number: *******

    Thank you for the copy of the defendants Allocation Questionnaire which was received Saturday 23rd December 2006. Firstly I would like to apologise that the claimants (myself) Allocation Questionnaire was sent to the aforementioned court last week without a copy being made. I would like to ensure you that the claimant Allocation Questionnaire does not conflict with your own and that each section was answered identically with the exception of Section D where it stated that no other witnesses would be called.

    If this is an issue with yourselves then I as the claimant will be happy to request Nottingham Court for a copy of my completed Allocation Questionnaire which will be sent on to you. Of course as it is not a legal necessity for you to receive a copy of my Allocation Questionnaire then any costs incurred by myself will be included in my final claim. Additionally, as the Allocation Questionnaire has already been send to Nottingham Court, a request will not result in a delay of the final hearing.

    As this will be my final correspondence with yourselves, I would like this opportunity to offer you a chance to settle the claim before the hearing. This has already been a lengthy and drawn out process and I my preference would be for this to end sooner rather than later and before a hearing, this I am sure you also feel. If you agree with this then feel free to either contact me via written correspondence or contact me directly on: *********.

    I will assume however that if I do not receive any further contact from you with the offer of a settlement within the next 14 days then your opinion differs. I am perfectly willing to carry this through to court, and if I receive no further contact from you then I will look forward to meeting you on the Hearing date.

    Yours Sincerely,


    Me




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  2. #2
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    Default Re: zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    Congratulations - How much were you claiming? I hope that it not too nosey.

    Regards

    Paula


  3. #3
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    Default Re: zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    twas 450 + 50 for court fees. such a load of my mind. Good luck with your claim, hope my letter may come in handy Didn't have to worry about sorting a court bundle.


  4. #4
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    Default Re: zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    Thanks for that. I wonder if because your claim was less than the current trend of them giving claimants £750 that they settled earlier than usual?

    Not that it matters in your case - well done again

    regards

    Paula


  5. #5
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    Default Re: zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    I was interested to read about your success. I have sent my first letter to Lloydsicon TSB and have had a reply asking if I would like my bank to forward my complaint to the Ombudsmanicon. Did you do this? Is this the norm? Or are Lloyds just dragging their feet?


  6. #6
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    Smile Re: zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    Hi Bensam
    The letter you received from Lloydsicon is just the standard reply. You should give them 14 days and then send the letter before actionicon to them. Don't bother complaining to the Ombudsmanicon, you'd be waiting for ever for them to sort it out.
    You should also start up your own thread, where we can give you any advise and support if you need it.
    Good luck!
    Barty

    I WON!!!!
    http://www.consumeractiongroup.co.uk...loyds-tsb.html

    IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES

  7. #7
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    Default Re: zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    Thanks for the info Barty. My last letter to the bank was on the 6th so I suppose I should think about taking my next step now.


  8. #8
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    Default Re: zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    All these people getting settlements or offers of £750 makes me wonder why they've missed me out when my claim is only £233. [problem] seem to be dragging this out as long as possible

    I want my money!!

    All my posts are made without prejudice and may not be reused or reproduced without my express permission (or the permission of the forums owners)!

    17/10/2006 Recieve claim against me from lloyds TSB for £312.82
    18/10/06 S.A.R - (Subject Access Request) sent
    03/02/07 Claim allocated to small claims. Hearing set for 15/05/07. Lloyds ordered to file statement setting out how they calculate their charges
    15/05/07 Lloyds do not attend. Judgement ordered for £192 approx, £3 travel costs and removal of default notice
    29/05/07 4pm Lloyds deadline for payment of CCJ expires. Warrant of execution ready to go
    19/06/07 Letter from court stating Lloyds have made a cheque payment to court

  9. #9
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    Default Re: zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    Dave...

    What stage are you at? If you have entered your claim and are at the stage of sending back your aqicon then try my letter and somthing similar. that is what i did and heard from them within the 14 days i requested with a settlement.


  10. #10
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    Default Re: zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    I'm waiting for the court to strike out their claim against me and enter into judgement on my counterclaim as Lloydsicon did not return the aqicon when ordered to by the court.

    I've sent [problem] a letter today details of which are in my thread

    All my posts are made without prejudice and may not be reused or reproduced without my express permission (or the permission of the forums owners)!

    17/10/2006 Recieve claim against me from lloyds TSB for £312.82
    18/10/06 S.A.R - (Subject Access Request) sent
    03/02/07 Claim allocated to small claims. Hearing set for 15/05/07. Lloyds ordered to file statement setting out how they calculate their charges
    15/05/07 Lloyds do not attend. Judgement ordered for £192 approx, £3 travel costs and removal of default notice
    29/05/07 4pm Lloyds deadline for payment of CCJ expires. Warrant of execution ready to go
    19/06/07 Letter from court stating Lloyds have made a cheque payment to court

  11. #11
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    Thumbs up Re: zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    I did all the right things with Lloydsicon TSB. Sent letters etc, then the final one threatening court action. I gave them 2 weeks to respond. They didnt, so after about 3 weeks, I went to the court and began proceeding. Before the summons had been issued they paid £725 into my bank account without any consultation. I wrote to them again and informed them that this was not satisfactory and if they paid the other £176 I would cancel the proceedings. They didn't, so the summons was served on them on 3rd of March. I am just waiting now to see what happens next. Thanks for all the help I got from this site.


  12. #12
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    Default Re: zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    Hi I have sent my lbaicon to my high street Lloydsicon branch, should i have sent it to there trading address? who shall i send my claim to for future reference?


  13. #13
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    Smile Re: zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    Quote Originally Posted by RIPOFFBANKZ View Post
    Hi I have sent my lbaicon to my high street Lloydsicon branch, should i have sent it to there trading address? who shall i send my claim to for future reference?
    Hi
    They should pass it on to the relevant department. If you have sent your LBA, the next step in the Court claim, you should use their Registered Office for that:

    Lloyds TSB Bank plc
    25 Gresham Street,
    London,
    EC2V 7HN.

    Have you got your own thread? If not you should start one up and ask any questions on there.
    Good luck!
    Barty

    I WON!!!!
    http://www.consumeractiongroup.co.uk...loyds-tsb.html

    IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES

  14. #14
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    Default Re: zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    Please help, i'm at the stage where I'd sent in the allocation questionnaireicon & I've got back at reply from Lloydsicon TSB solicitors saying they'll put what i'd claimed for into my account. Do i agree to this or wait for the court date? and do i get my court fees back? £220. missmarcy


  15. #15
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    Default Re: zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    You are in a more advanced stage than me, but i would still hold out for the court date until the money is in your bank, they could always change there mind and apply delay tactics, for your court fees you should have included that in your claim, so if they are only giving you your charges back you could go to court to claim your court fees, please be aware iam new to this too, i would check with someone with more experience like BARTY, Good luck


  16. #16
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    Smile Re: zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    Quote Originally Posted by Missmarcy View Post
    Please help, i'm at the stage where I'd sent in the allocation questionnaireicon & I've got back at reply from Lloydsicon TSB solicitors saying they'll put what i'd claimed for into my account. Do i agree to this or wait for the court date? and do i get my court fees back? £220. missmarcy
    Hi
    If they are offering back what you are claiming, you have to accept it. Make sure the Court fees and Allocation Fees are also in the settlement.
    If you need any more help, please start up your own thread.
    Barty

    I WON!!!!
    http://www.consumeractiongroup.co.uk...loyds-tsb.html

    IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES

  17. #17
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    Default Re: zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    Quote Originally Posted by stu7178 View Post
    I did all the right things with Lloydsicon TSB. Sent letters etc, then the final one threatening court action. I gave them 2 weeks to respond. They didnt, so after about 3 weeks, I went to the court and began proceeding. Before the summons had been issued they paid £725 into my bank account without any consultation. I wrote to them again and informed them that this was not satisfactory and if they paid the other £176 I would cancel the proceedings. They didn't, so the summons was served on them on 3rd of March. I am just waiting now to see what happens next. Thanks for all the help I got from this site.
    I have just received a letter telling me that lloyds are going to deposit £750 in my account without my permission, i am just waiting for the court date and have claimed £3000 back what should i do next?
    thanks


  18. #18
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    Default Re: zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    They have in effect partially settled your claim. So thank them for the payment, you accept as a partial claim but are continuing with your legal claim, and will only consider the claim settled on payment of the full amount ( itemize charge + plus interesticon +plus court costs) and NOTHING less. Proceed with your action.

    My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

    NatWest Prelim 07.10.206
    LBA 21.10.2006
    MCOL 30.10.2006
    Acknowledgment of Service 06.11.2006
    Offer of approx 50% £2200.00 22.11.2006
    Full settlement £4500 received 03.01.2007
    Smile settled in full
    Barclaycard settled in full
    RBS Worldwide settled in full
    Lloyds TSB settled in full £750.00
    Lloyds TSB settled in Full £275.00 11.04.2007
    Lloyds TSB business account £1376.00 AQ filed
    Lloyds TSB Business account settled in full 21.05.07

  19. #19
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    Default Re: zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    Thanks for that info ataction i have sent the letter today


  20. #20
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    Default Re: zeus v lloyds - won (for all those sick of lloyds dragging their feet)

    Thanks all of you, i am in the process of claiming from Lloydsicon and got the first letter acknowledging my complaint and a letter dated same day saying the charges were agreed fees etc, worried me a bit, but from all your info looks like i just need to proceed to the next stage so i will send the next letter now as 14 days is up!



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