Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have been informed from the bank that they do read these threads to see what level of threat it is to them. I have an inclination that they may also tally our letters upto the threads. So I will be nice Mr bank manger but will you just give me my dosh back?
We are conducting ourselves in a lawful manner, they're not.
I have my doubts as to whether they can match us to our posts anyway. If they did, the Barclays chap I spoke to the other day would have refunded me, not ignored my request for £30. I have 2 out of 3 refunds so far on my Moneyclaim, and in the last stages ot the 3rd. If that doesn't tell him I mean business, nothing will!!!
Apologies to people who I was in the process of helping, I may be gone some time.
What I want to know is why they are wasting time reading bulletin boards when they should be managing my bank account...
Alecto, Magaera et Tisiphone: Nemesis on Earth is come.
All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
I agree, but they are thinking damage limitation. I have also taken my amounts sought off and my location, just in case. It still does not change the outcome either, they are wrong in the first place in taking our dosh
Lloyds TSB
15/06/06 Settled in full British Credit Trust
08/06/06 LBA Letter Sent
It matters not - they are not allowed here under the rules - their IP addresses are logged (and reverse DNS'ed, so we KNOW which banks have visited and when).
We also know of when a bank employee (high ranking at least) has visited - but I'm not going to tell you how ;-)
There's not that many to be honest - HSBC are in here most days, as are Barclaycard and Nationwide, however I doubt that they really care all that much - we're not even a thorn in their side yet (unlike the OFT is now), and to be honest, does anyone think that they care about their customers that much that they would spend that much time trying to work out who was who? I don't. I think they believe that they are above the law and also that customers are plentyful - who cares if they have to pay off a couple and lose them?
....or am I trying to lull them into a false sense of security? ;-)
It's academic really - if people have the resolve, then they are going to get their money back - the only thing the banks could gain from being here is the fact that if someone says in a post "I'm scared - I don't want to co to court." and then they can identify that person, they could apply pressure from their legal dept. to scare that person off.
Once people reaslise that the courts are there to protect US as well as huge businesses and even (as some people have done already) visit a court and be shown around to have their mind put at rest - then this fact will become largley irrelevent.
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Finman - ha! I was thinking exactly the same thing! Well go ahead let them! Theres too many people for them to keep up with and we are not doing anything wrong apart from claiming back what is rightfully ours!
I posted an "I'm having second thoughts about going through with this" post quite a while back. It didn't seem to make any difference to the way that the Bank approached me.
I would've thought it was a forgone conclusion that the banks read here. In my opening thread I even considered saying hi to the Lloyds folks.
Doesn't bother me one jot, they can't possibly gain anything from it other than to pass an idle hour over lunch or something and indulge their curiosity.
The bank reads these
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Re: The bank reads these
Originally Posted by finman
I agree, but they are thinking damage limitation. I have also taken my amounts sought off and my location, just in case. It still does not change the outcome either, they are wrong in the first place in taking our dosh
