Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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Thread: Mangove V Egg

  1. #1
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    maangov Novitiate

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    Default Mangove V Egg

    Hi all,

    Despite being a little concerned that there are few success stories against Eggicon, i have decided its time i unleash against them! My background is as follows:

    I had an Egg CC during my student days (2001-2004ish), which due to unrequested limit increases, soon spiralledout of control. Upon getting a real job, payments were hard to meet, and ended up getting missed. Eventually Egg closed the account and converted it to an Egg Loan. Again payments may of been missed, hence my belief i have a good claim for numerous missed payment charges.

    So on 22nd December 2006, i sent Egg an SARicon to obtain info on my Egg CC and Egg Loan. The ball is rolling....

    Today (5th January 2007), they have sent me a request for a bankl statement to prove my ID. This shall be in the post this afternoon. It raises a question however. They have stated that they have 40 days to return my info, starting from when they recieve my ID. Is this true? My initial request was sent on 22nd december. Can the clock restart pending ID?

    Will keep you all posted!

    Cheers
    Mangove

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  2. #2
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    HadEnough Novitiate HadEnough's Avatar

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    Default Re: Mangove V Egg

    22nd of dec, your timetable NOT theirs

    Rbs £114 + contractual at 29.84% I won total=£125 no laughing it's a win
    Don't moan about it DO SOMETHING ABOUT IT

  3. #3
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    Default Re: Mangove V Egg

    Thanks HadEnough,

    ID returned today, so the clock is ticking .....

    Mangove

    __________________
    HSBC A/C - WON! - £1,575 Charges, Stat Interest and default removed before court!
    HSBC CC - WON! - £1,025 Charges, and Stat Interest refunded
    ARGOS - WON! - £250 Charges & Contractual Interest
    CREATION WON! - £180 Charges & Contractual Interest
    BARCLAYCARD- Court Date Set - 09/10/2007
    EGG - SAR Sent 22/12/06, ID Sent 05/01/07. No progress yet.

  4. #4
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    Default Re: Mangove V Egg

    Chaser sent
    letter before actionicon
    Section 7 – Data Protection Act 1998



    14th February 2007


    Reference: xxxxx

    Dear Madam



    I refer to you letter dated 9th January 2007, sent in response to my Data Protection Act Subject access requesticon dated 23rd December 2006, in which you state all information will be supplied within 40 calendar days.


    I have so far not received the requested information, so I remind you that the 40 day limit is to expire on Sunday 18th February.

    If you do not comply fully within this timescale I shall seek a Court order obliging you to do so together with damages at the discretion of the Court and without any further notice.



    Yours sincerely,





    __________________
    HSBC A/C - WON! - £1,575 Charges, Stat Interest and default removed before court!
    HSBC CC - WON! - £1,025 Charges, and Stat Interest refunded
    ARGOS - WON! - £250 Charges & Contractual Interest
    CREATION WON! - £180 Charges & Contractual Interest
    BARCLAYCARD- Court Date Set - 09/10/2007
    EGG - SAR Sent 22/12/06, ID Sent 05/01/07. No progress yet.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE