Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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  1. #1
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    techboy Novitiate

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    Default Claim against RBS

    Hi,
    This is my first post though I've read through a few of the others here.

    I have sent my lbaicon to RBSicon claiming approx £2000, but have had no reply despite waiting a week past the deadline. I've spoken to Mr. McLean who said that he cannot give a timescale for when I can expect to hear from them.

    My question is how I can claim this through the courts in Scotland, so I would appreciate any help from those who have been in a similar situation.

    Thanks
    William

    Similar Threads:

  2. #2
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    mbdiss Novitiate mbdiss's Avatar

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    Default Re: Claim against RBS

    hi have a look at this link i think it will help http://www.consumeractiongroup.co.uk...procedure.html


  3. #3
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    hagenuk Authoritative hagenuk Authoritative hagenuk Authoritative hagenuk Authoritative hagenuk Authoritative hagenuk Authoritative hagenuk Authoritative hagenuk Authoritative

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    Default Re: Claim against RBS

    Hi William and welcome.

    It is not worth speaking to Tommy McLean, he will only repeat what he has told you already and as for waiting to hear from them - don't. You need to take action yourself.

    Regarding claiming this amount in Scotland, you will have to split your claim and use Summary Cause which will allow you to sue for up to £1500 each time. There are several other members who have done this successfully.

    Although, if possible, you can use the Courts in England as long as you have an address in England or Wales for the service of documents. The advantage being that you can use the £5000 small claims limit and go back six years.

    iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.
    Vanquis - Claim issued, no AoS or Defence received

  4. #4
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    Default Re: Claim against RBS

    Glad I found your thread as I have had no response at all to my Prelim Letter or my lbaicon - not even a standard 'get lost' letter! The deadline for the LBA was up yesterday and not a word (was beginning to think it was only me as everyone else seems to have had at least a rubbish offer!) so hoping to pop to local court to get forms etc at the start of the week, I too will be using the Summary Clause route as I'm claiming £3868!!
    Good luck!

    RBoS - claiming charges of £3868
    17/1/07 - Offer for full amount!! WON!!
    3/1/07 - LBA Deadline - reminder e-mail sent
    16/12/06 - LBA Sent
    27/11/06 - Prelim Letter Sent - no reply at all
    17/11/06 - Statements received
    12/10/06 - S.A.R - (Subject Access Request) Sent

  5. #5
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    Default Re: Claim against RBS

    Hi techboy: Am also going through the stages with RBoS myself, sounds like your a few days ahead of me!

    I have sent my lbaicon to RBSicon claiming approx £2000, but have had no reply despite waiting a week past the deadline. I've spoken to Mr. McLean who said that he cannot give a timescale for when I can expect to hear from them.

    I love this^ You will get a reply when Mr McLean's depatment get audited and they find all claims double by interesticon due to late response

    I have a good mind to quote Mr McLeans words and put my claim in early..on the grounds that they dont reply or acknowledge letters.

    Mortgage Late Fees Claim Kensington 09
    RBS S.A.R - Full settlement of £1,500 19/01/07.

    BOS-14K Sold to DCA- No CCA so no pay.
    Loyds-TSB
    Pre-Lim Ltd Co business account.
    AMEX sold to CapQuest-then sold back to Amex.
    Latest:Fought SD for 36K won with costs..

    Mortgae Charges Claims

    GE Money charges: Suspended Hearing March 2010
    Kensington: Claim Issued March 2011
    GE Money Home Lending: Defending Repo April 2011

    Donate to keep this site open

    Any help or advice is offered as just that, help and advice without any liability. If in doubt consult a legal expert or CAB.

    William Kates Wedding

  6. #6
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    Default Re: Claim against RBS

    I did the same, sent both letters and got no response, not even an aknowledgement of my complaint. So i filed my MCOL. Between xmas and new year they sent me a letter offering me all my money back, but without my court fees and interesticon. I spoke to RBSicon who said they have been waiting for a decision from head office on what they would be doing. I asked about my court fees and was told that they would not be repaying them. I am still going through with my court claim, I will write to RBS and ask them to pay my fees, not too bothered about the interest.

    Good luck

    Biffinplate

    My Lass - Barclays Bank
    MCOL 24/10/06 £2524.47 + 40p per day
    Court date 5th March 07
    Barclays offer to settle in full, Just waiting for my cheque


    Me - Barclays Bank
    MCOL 8/11/06 £2155.17 + 34p per day
    Court date 4th April 07
    Court bundles delivered 26/02/07

    RBS - Sorted
    Cap One - Sorted & default removed, just waiting for cheque
    Barclaycard - S.A.R - (Subject Access Request) Sent


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